5532 State Rte 104, Oswego, NY 13126 Property Records

Oswego County and Scriba Town property record for 5532 State Rte 104, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,762 sqft · built 1880
Lot Size1.75 acres (76,230 sqft)
OwnerIndividual Name on Record
Tax Bill$3,407 (2026)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN355600 129.00-01-32

Property Details

APN / Parcel Number

Primary APN355600 129.00-01-32
Alternative APN
  • 560012900000010320000000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,762 sqft Living Area
1st Floor Area1,275 sqft
Upper Floors Area487 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area76,230 sqft (1.75 acres)
Garage TypeDetached
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area458 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address5532 STATE ROUTE 104
CityOSWEGO
StateNY
Zip13126-5800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNONE
Legal DescriptionLOT 92 008-001-000
Legal SubdivisionSCRIBAS PATENT
Legal Block1
Legal Lot Number32.000
JurisdictionOSWEGO NY
Township / Civil DivisionSCRIBA
Census Block Group2
Census Block2049
Census Tract21504

Owner

Source: Oswego County and Scriba Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5532 STATE ROUTE 104, OSWEGO, NY 13126-5800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 13, 2009
Transfer Doc0000004402
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address5532 STATE ROUTE 104, OSWEGO, NY 13126-5800
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyVANGUARD RESEARCH & TTL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address5532 STATE ROUTE 104, OSWEGO, NY 13126-5800

Mortgage

Document Number0000010395
DateOct 29, 2020
InstrumentR-2020-010395
Lender
NamePATHFINDER BANK
TypeBank
AddressOSWEGO, NY 13126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Oswego County and Scriba Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionScriba Town
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,407.00 (+26.05%) Homeowner's exemption
2025$2,703.00$84,000 (-) Land $21,000 Building $63,000$140,000 (+13.33%) Land $35,000 Building $105,000
2023$84,000 Land $21,000 Building $63,000$123,529 Land $30,882 Building $92,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCRIBA WD (OSWEGO)
serves 9,044 people · EPA ID NY3730037
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead2 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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