5532 SE Graham Dr, Stuart, FL 34997 Property Records

Martin County property record for 5532 SE Graham Dr, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,495 sqft · built 2005
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Last Sale$515,000 (Sep 2026)
Tax Bill$7,480 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Aug 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN40-38-41-009-000-0378.0-0-0000

Property Details

APN / Parcel Number

Primary APN40-38-41-009-000-0378.0-0-0000
Alternative APNs
  • 40-38-41-009-000-03780-0
  • 528791

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,495 sqft Living Area
Gross Area2,948 sqft
1st Floor Area1,067 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area5,750 sqft (0.132 acres)
View / LotWater View
Garage TypeAttached
Garage Area453 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number528791
Street Address5532 SE GRAHAM DR
CitySTUART
StateFL
Zip34997-1549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUDR
Legal DescriptionLOT 378 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range41E
Legal Township38S
Legal Section40
Legal SubdivisionMARTINS CROSSING
Legal Block1
Legal Lot Number378
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1002
Census Tract1106

Owner

Source: Martin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5532 SE GRAHAM DR, STUART, FL 34997-1549
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 6, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 23, 2020Warranty Deed, Transfer · Conventional with PMI
COMPASS MTG LNDG INC
May 11, 2018Loan Modification, Mortgage · Conventional with PMI
PENNYMAC
Apr 11, 2017Warranty Deed, Transfer · FHA Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2026 · Amount on File
Deed SaleSep 16, 2026 · Amount on File
Prior SaleDec 23, 2020 · Amount on File
Deed Document Number20263205358
Deed Book / Page3590 / 2643
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateSep 16, 2026
Property Address5532 SE GRAHAM DR, STUART, FL 34997-1549
Document Number0003205358
Book / Page3590 / 2643
Instrument DateSep 16, 2026
Instrument20263205358
Transaction TypeTransfer
Record UpdatedOct 8, 2026
Title CompanyARROW TITLE SERVICES INC, ARROW TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$364,105.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5532 SE GRAHAM DR, STUART, FL 34997-1549

Mortgage

Document Number0003205359,
DateSep 16, 2026
Book Page3590/2647
Instrument20263205359
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5532 SE GRAHAM DR, STUART, FL 34997-1549
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5532 SE GRAHAM DR, STUART, FL 34997-1549

Mortgage

Document Number0031481292
DateAug 6, 2020
Book Page3148/1292
Instrument2830111
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressALPAUGH, CA 93201
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term334 Months
DueJun 1, 2048

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 23, 2020
Property Address5532 SE GRAHAM DR, STUART, FL 34997-1549
Document Number0031832607
Book / Page003183 / 002607
Instrument DateDec 22, 2020
Instrument2857511
Transaction TypeTransfer
Record UpdatedJan 29, 2021
Title CompanyOTHER

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,723.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5532 SE GRAHAM DR STUART FL 349971549, STUART, FL 34997-1549

Mortgage

Document Number31832610
DateDec 23, 2020
Book Page003183/002610
Instrument2857512
Lender
NameCOMPASS MTG LNDG INC
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 22, 2050

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARTIN FL
Property Address5532 SE GRAHAM DR, STUART, FL 34997-1549
Document Number0030002490
Instrument DateMay 11, 2018
Transaction TypeMortgage
Record UpdatedJul 19, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address5532 SE GRAHAM DR STUART FL 349971549, STUART, FL 34997-1549

Mortgage

Document Number0030002490
DateJun 26, 2018
Book Page003000/002490
Instrument2702139
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 25, 2048
Interest
Rate TypeFixed Rate
Rate4%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateApr 11, 2017
Property Address5532 SE GRAHAM DR, STUART, FL 34997-1549
Document Number0029172528
Book / Page002917 / 002528
Instrument DateApr 7, 2017
Instrument2629088
Transaction TypeTransfer
Record UpdatedMay 17, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,159.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8783 SW FISHERMANS WHARF DR STUART FL 349979118, STUART, FL 34997-9118

Mortgage

Document Number29172531
DateApr 11, 2017
Book Page002917/002531
Instrument2629089
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 10, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,480.00 (+3.79%)$437,706 (+21%)$458,030 (+10.47%) Land $155,000 Building $303,030
2024$7,207.00 (+6.33%)
2023$6,778.00 (+9.2%)$361,741 (+1%)$414,630 (+8.54%) Land $130,000 Building $284,630
2022$6,207.00$328,856$382,010 Land $110,000 Building $272,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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