5532 Ripasso St, McKinney, TX 75070 Property Records

Collin County property record for 5532 Ripasso St, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,649 sqft · built 2019
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$514,100 (Nov 2020)
Tax Bill	$10,311 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R-11424-00H-0100-1`

Property Details

APN / Parcel Number

Primary APN	`R-11424-00H-0100-1`
Alternative APNs	`000002769647` `2769647`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,649 sqft Living Area
Gross Area	4,413 sqft
1st Floor Area	1,984 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	603 sqft
Porch	Covered Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5532 RIPASSO ST
City	MCKINNEY
State	TX
Zip	75070-1387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VINEYARDS PHASE 2, THE, BLK H, LOT 10
Legal Subdivision	VINEYARDS PHASE 2, THE (CMC)
Legal Block	H
Legal Lot Number	10
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1003
Census Tract	30543

Owner

5532 Ripasso St is owned and occupied by two individuals who bought it in November 2020.

Source: Collin County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5532 RIPASSO ST, MCKINNEY, TX 75070-1387
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US WIDE FINANCIAL LLC
Nov 13, 2020	Quit Claim Deed, Transfer US WIDE FIN'L
Jun 18, 2020	Deed of Trust, Mortgage PROVIDENT FNDG
May 9, 2019	Grant Deed, Subdivision Related Transfer PULTE MTG
Feb 27, 2019	Grant Deed, Subdivision Related Transfer PULTE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	May 9, 2019 · Amount on File
Deed Document Number	20202024130
Prior Transfer Date	May 8, 2019
Prior Transfer Doc	0000519140
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5532 RIPASSO ST, MCKINNEY, TX 75070-1387
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025000131913
Date	Oct 14, 2025
Instrument	2025000131913

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5532 RIPASSO ST, MCKINNEY, TX 75070-1387
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001481520
Date	Jul 22, 2021
Instrument	20210722001481520

Lender

Name	US WIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Oct 1, 2050

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Nov 13, 2020
Property Address	5532 RIPASSO ST, MCKINNEY, TX 75070-1387
Document Number	0002024130
Instrument Date	Sep 10, 2020
Instrument	2024130
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	SPRUCE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5532 RIPASSO ST MCKINNEY TX 750701387, MCKINNEY, TX 75070-1387

Mortgage

Document Number	2024140
Date	Nov 13, 2020
Instrument	2024140

Lender

Name	US WIDE FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	5532 RIPASSO ST, MCKINNEY, TX 75070-1387
Document Number	0001156040
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5532 RIPASSO ST MCKINNEY TX 750701387, MCKINNEY, TX 75070-1387

Mortgage

Document Number	0001156040
Date	Jul 23, 2020
Instrument	1156040

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75204

Agreement

Amount	Amount on Record
Term	300 Months
Due	Jul 22, 2045

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	May 9, 2019
Property Address	5532 RIPASSO ST, MCKINNEY, TX 75070-1387
Document Number	0000519140
Instrument Date	May 8, 2019
Instrument	519140
Transaction Type	Subdivision Related Transfer
Record Updated	May 22, 2019
Title Company	PGP TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5532 RIPASSO ST MCKINNEY TX 750701387, MCKINNEY, TX 75070-1387

Mortgage

Document Number	519150
Date	May 9, 2019
Instrument	519150

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 8, 2049

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 27, 2019
Property Address	5532 RIPASSO ST, MCKINNEY, TX 75070-1387
Document Number	0000202240
Instrument Date	Feb 25, 2019
Instrument	202240
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2019
Title Company	PGP TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5508 RIPASSO ST MCKINNEY TX 750701387, MCKINNEY, TX 75070-1387
Investor	Possibly a Property Investor

Mortgage

Document Number	202250
Date	Feb 27, 2019
Instrument	202250

Lender

Name	PULTE MTG
Type	Mortgage Company
Address	ENGLEWOOD, CO 80112

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5532 Ripasso St was $10,311 with a homeowner's exemption, up 5.2% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	Allen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,311.00 (+5.16%) Homeowner's exemption	$681,281 Land $165,000 Building $516,281	$681,281 Land $165,000 Building $516,281
2024	$9,805.00
2023		$725,608 Land $150,000 Building $575,608	$725,608 Land $150,000 Building $575,608
2022	$9,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5532 Ripasso St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5532 Ripasso St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 702 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband, Hotwire Communications.

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