Coles County property record for 5532 Prospect Ln, Lerna, IL 62440 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,512 sqft Base Area |
| Lot Size | 23,958 sqft (0.55 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $149,500 (2012) |
| Tax Bill | $3,769.00 (2025) |
| Primary APN | 06-0-01669-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,512 sqft Base Area |
| 1st Floor | 1,512 sqft 1st Floor |
| Basement Area | 1,134 sqft Basement |
| Unfinished Basement | 1,134 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Street Address | 5532 PROSPECT LN |
|---|---|
| City | LERNA |
| State | IL |
| Zip | 62440-2223 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HICKORY HILLS SUBDIVISION LOT 06 |
| Legal Subdivision | HICKORY HILLS SUBDIVISION |
| Legal Lot Number | 6 |
| Jurisdiction | COLES IL |
| Minor Civil Division | LAFAYETTE |
| Census Blockgroup | 5 |
| Census Block | 5026 |
| Census Tract | 200 |
Source: Coles County records · APN 06-0-01669-000
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5532 PROSPECT LN, LERNA, IL 62440-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2012 · Amount on Record |
| Deed Sale | Oct 31, 2012 · Amount on Record |
| Deed Doc Number | 2012740786 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 5532 PROSPECT LN, LERNA, IL 62440-2223 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5532 PROSPECT LN, LERNA, IL 62440-2223 |
| Document Number | 202300806159 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 202300806159 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 10.6% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Coles County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Lafayette Township |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,769.00 (+18.93%) | $66,656 (+22.32%) Land $8,611 Building $58,045 | $199,968 (+22.32%) Land $25,833 Building $174,135 |
| 2023 | $54,492 Land $7,040 Building $47,452 | $163,476 Land $21,120 Building $142,356 | |
| 2020 | $3,169.00 |
5532 Prospect Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Coles County (17029C), updated July 18, 2011
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 38th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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