Sarasota County property record for 5532 Cape Aqua Dr, Sarasota, FL 34242
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,428 sqft · built 2015 |
| Lot Size | 0.365 acres (15,894 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,500,000 (Mar 2016) |
| Tax Bill | $24,643 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0082-15-0040 |
| Primary APN | 0082-15-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,428 sqft Living Area |
| Gross Area | 4,042 sqft |
| 1st Floor Area | 2,790 sqft |
| Upper Floors Area | 638 sqft |
| Flooring | Stone |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 15,894 sqft (0.365 acres) |
| Lot Dimensions | 154 ft deep x 50 ft wide |
| View / Lot | Island |
| Garage Type | Attached |
| Garage Area | 614 sqft |
| Pool Area | 405 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 652 sqft |
| Patio Area | 815 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0082150040 |
|---|---|
| Street Address | 5532 CAPE AQUA DR |
| City | SARASOTA |
| State | FL |
| Zip | 34242-1804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | LOT 47 SIESTA ISLES UNIT 3 |
| Legal Range | 17E |
| Legal Township | 37S |
| Legal Section | 12 |
| Legal Subdivision | SIESTA ISLES UNIT 3 |
| Legal Tract | 1496 |
| Legal Lot Number | 47 |
| Legal Unit | 3 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 1904 |
5532 Cape Aqua Dr is owner-occupied and held in a trust since September 2022.
Source: Sarasota County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5532 CAPE AQUA DR, SARASOTA, FL 34242-1804 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 3, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Aug 17, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| May 12, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2016 · Amount on File |
| Deed Sale | Mar 10, 2016 · Amount on File |
| Prior Sale | Apr 30, 2014 · Amount on File |
| Deed Document Number | 201629024 |
| Last Transfer Date | Sep 9, 2022 |
| Transfer Doc | 0000155292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Oct 3, 2022 |
| Property Address | 5532 CAPE AQUA DR, SARASOTA, FL 34242-1804 |
| Document Number | 0000155292 |
| Map Reference | MB 11 PG 25 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 2022155292 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5532 CAPE AQUA DR, 5532, SARASOTA, FL 34242-1804 |
| Name | Verified Name |
|---|---|
| Address | 5532 CAPE AQUA DR, SARASOTA, FL 34242-1804 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 5532 CAPE AQUA DR, SARASOTA, FL 34242-1804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5532 CAPE AQUA DR, SARASOTA, FL 34242-1804 |
| Document Number | 0000135700 |
|---|---|
| Date | Aug 17, 2022 |
| Instrument | 2022135700 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | May 12, 2022 |
| Property Address | 5532 CAPE AQUA DR, SARASOTA, FL 34242-1804 |
| Document Number | 0000081710 |
| Map Reference | MB 11 PG 25 |
| Instrument Date | Apr 29, 2022 |
| Instrument | 2022081710 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5532 CAPE AQUA DR, 5532, SARASOTA, FL 34242-1804 |
| Name | Verified Name |
|---|---|
| Address | 5532 CAPE AQUA DR, SARASOTA, FL 34242-1804 |
The 2025 property tax bill for 5532 Cape Aqua Dr was $24,643 with a homeowner's exemption, down 12% from the year before.
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,643.00 (-12%) Homeowner's exemption | $2,184,100 Land $713,800 Building $1,470,300 | $2,184,100 Land $713,800 Building $1,470,300 |
| 2024 | $28,002.00 (-10.69%) | ||
| 2023 | $31,353.00 (+36.79%) | $2,639,300 (+18.38%) Land $887,500 Building $1,751,800 | $2,639,300 (+18.38%) Land $887,500 Building $1,751,800 |
| 2022 | $22,921.00 | $2,229,600 Land $893,400 Building $1,336,200 | $2,229,600 Land $893,400 Building $1,336,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5532 Cape Aqua Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 421 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 784 units insured incl. 363 condo units |
| Nearby Flood Claims | 486 (1980–2024) |
| Most Recent Claim | Dec 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5532 Cape Aqua Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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