55311 Zagt Ln, Bend, OR 97707 Property Records

Deschutes County property record for 55311 Zagt Ln, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,302 sqft · built 1973
Lot Size	4.77 acres (207,781 sqft)
Owner	2 Individual Names on File
Last Sale	$487,000 (Dec 2019)
Tax Bill	$3,469 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201130 C0 00800`

Property Details

APN / Parcel Number

Primary APN	`201130 C0 00800`
Alternative APNs	`R1068201130C000800` `113618`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,302 sqft Living Area
1st Floor Area	1,336 sqft
2nd Floor Area	966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Architectural Style	Split Level
Lot Area	207,781 sqft (4.77 acres)

Exterior Amenities

Shed	1 Shed
Shed Area	96 sqft
Lean-To	360 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	113618
Old Parcel Number	R1068201130C000800
Street Address	55311 ZAGT LN
City	BEND
State	OR
Zip	97707-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 30 TWN 20 RNG 11 MAP REF:201130-C0
Legal Range	11E
Legal Township	20S
Legal Section	30
Legal Quarter	SW
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1022
Census Tract	301

Owner

55311 Zagt Ln is owned and occupied by two individuals who bought it in December 2019.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55311 ZAGT LN, BEND, OR 97707-2550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 31, 2019	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Prior Sale	Mar 21, 2016
Deed Document Number	2019-51731
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	55311 ZAGT LN, BEND, OR 97707-2550
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55311 ZAGT LN, BEND, OR 97707-2550

Mortgage

Document Number	0000006446
Date	Mar 22, 2023
Instrument	2023-06446

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 31, 2019
Property Address	55311 ZAGT LN, BEND, OR 97707-2550
Document Number	0000051731
Instrument Date	Dec 20, 2019
Instrument	51731
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55311 ZAGT LN BEND OR 977072550, BEND, OR 97707-2550

Mortgage

Document Number	51732
Date	Dec 31, 2019
Instrument	51732

Lender

Name	USAA
Address	MURRAY, UT 84107

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 55311 Zagt Ln was $3,469, up 4.3% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,469.00 (+4.3%)	$211,120 (+3%)	$744,880 (+17.88%) Land $324,550 Building $420,330
2024	$3,326.00 (+2.28%)	$204,980 (+3%)	$631,890 (-1.1%) Land $321,550 Building $310,340
2023	$3,252.00	$199,010	$638,910 Land $260,440 Building $378,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 55311 Zagt Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55311 Zagt Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: AT&T, T-Mobile, TDS Telecom.

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