5531 W Grace St, Chicago, IL 60641 Property Records

Cook County property record for 5531 W Grace St, Chicago, IL 60641

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,066 sqft · built 1922
Lot Size	0.095 acres (4,125 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Feb 2026)
Tax Bill	$4,278 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-21-116-009`

Property Details

APN / Parcel Number

Primary APN	`13-21-116-009`
Alternative APN	`13-21-116-009-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,125 sqft (0.095 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	5531 W GRACE ST
City	CHICAGO
State	IL
Zip	60641-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	FRED (BUCKS) SUB IN N3/4 OF WH WH NW SEC 21-40-13
Legal Range	13E
Legal Township	40N
Legal Section	21
Legal Subdivision	BUCKS SUB
Legal Block	2
Legal Lot Number	10
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3001
Census Tract	150700

Owner

5531 W Grace St is owned and occupied by two individuals who bought it in February 2026.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5531 W GRACE ST, CHICAGO, IL 60641-3215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 2, 2025	Deed of Trust, Mortgage · FHA Mortgage NEIGHBORHOOD LOANS
Feb 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NFM LENDING
Nov 8, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2026 · Amount on File
Deed Sale	Feb 11, 2026 · Amount on File
Prior Sale	Nov 8, 2021 · Amount on File
Deed Document Number	202611053
Prior Transfer Date	Dec 6, 2018
Prior Transfer Doc	0000008010
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5531 W GRACE ST, CHICAGO, IL 60641-3215
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008520000
Date	Mar 26, 2021
Instrument	2108520000

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	5531 W GRACE ST, CHICAGO, IL 60641-3215
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5531 W GRACE ST, CHICAGO, IL 60641-3215

Mortgage

Document Number	0024520061
Date	Sep 2, 2025
Instrument	2524520061

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	CHICAGO, IL 60641

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.62%

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 11, 2026
Property Address	5531 W GRACE ST, CHICAGO, IL 60641-3215
Document Number	0004211053
Instrument Date	Jan 22, 2026
Instrument	2604211053
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 W RANDOLPH ST1805, CHICAGO, IL 60601

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5531 W GRACE ST, CHICAGO, IL 60641-3215

Mortgage

Document Number	0004211054
Date	Feb 11, 2026
Instrument	2604211054

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Nov 8, 2021
Property Address	5531 W GRACE ST, CHICAGO, IL 60641-3215
Document Number	0031246219
Instrument Date	Oct 22, 2021
Instrument	2131246219
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5531 W GRACE ST, CHICAGO, IL 60641-3215

Mortgage

Document Number	0031246220
Date	Nov 8, 2021
Instrument	2131246220

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Mar 20, 2019
Property Address	5531 W GRACE ST, CHICAGO, IL 60641-3215
Document Number	1907945047
Instrument Date	Dec 6, 2018
Instrument	7945047
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5531 W GRACE ST CHICAGO IL 606413215, CHICAGO, IL 60641-3215

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,924 Land $14,438 Building $13,486	$279,240 Land $144,380 Building $134,860
2023	$4,278.00 (+3.13%) Homeowner's exemption	$23,579 (-) Land $11,550 Building $12,029	$235,790 (-) Land $115,500 Building $120,290
2022	$4,148.00 Homeowner's exemption	$23,579 Land $11,550 Building $12,029	$235,790 Land $115,500 Building $120,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5531 W Grace St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5531 W Grace St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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