5531 Stonecrest Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 5531 Stonecrest Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	2,680 sqft · built 2020
Lot Size	0.271 acres (11,787 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2020 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-07-6-24-21-0-00095-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-6-24-21-0-00095-00`

Interior

Building Area	2,680 sqft Adjusted Area
1st Floor Area	1,592 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	11,787 sqft (0.271 acres)

Location & Zoning

Street Address	5531 STONECREST DR
City	OLIVE BRANCH
State	MS
Zip	38654-0223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	STONECREST PH 7 S/D LOT 95
Legal Range	007
Legal Township	01S
Legal Section	24
Legal Subdivision	STONECREST PH 7 S/D
Legal Phase	7
Legal Lot Number	95
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	2
Census Block	2013
Census Tract	70723

Owner

5531 Stonecrest Dr is owned and occupied by two individuals who acquired it in November 2020.

Source: DeSoto County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5531 STONECREST DR, OLIVE BRANCH, MS 38654-0223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage FNB OXFORD BANK
Mar 2, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK
Jan 20, 2022	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Aug 25, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage COMMUNITY MORTGAGE CORP
Nov 20, 2020	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE, MEMPHIS TITLE COMPANY
Dec 4, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020
Deed Sale	Nov 20, 2020
Prior Sale	Aug 25, 2020 · Amount on File
Deed Book / Page	939 / 409
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jul 10, 2026
Property Address	5531 STONECREST DR, OLIVE BRANCH, MS 38654-0223
Document Number	5663078223
Book / Page	5663 / 78223
Instrument Date	Jul 3, 2026
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1215 CAMPUS ST, WATER VALLEY, MS 38965-1902

Mortgage

Document Number	5663078223,
Date	Jul 10, 2026
Book Page	5663/78223

Lender

Name	FNB OXFORD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 3, 2031

Interest

Rate	6.48%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5531 STONECREST DR, OLIVE BRANCH, MS 38654-0223
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004895/301
Date	Mar 2, 2020
Book Page	4895/301

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 28, 2021

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	5531 STONECREST DR, OLIVE BRANCH, MS 38654-0223
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5531 STONECREST DR, OLIVE BRANCH, MS 38654-0223

Mortgage

Document Number	005447/423
Date	Jan 20, 2022
Book Page	5447/423

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Sep 1, 2050

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 25, 2020
Property Address	5531 STONECREST DR, OLIVE BRANCH, MS 38654-0223
Document Number	000930/145
Book / Page	930 / 145
Map Reference	MB 122 PG 7
Instrument Date	Aug 21, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5530 STONECREST DR, OLIVE BRANCH, MS 38654-0223

Mortgage

Document Number	0005024767
Date	Aug 25, 2020
Instrument	5024/767

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 20, 2020
Property Address	5531 STONECREST DR, OLIVE BRANCH, MS 38654-0223
Document Number	000939/409
Book / Page	939 / 409
Map Reference	MB 122 PG 7
Instrument Date	Aug 21, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3420 S HOUSTON LEVEE RD, 3420, GERMANTOWN, TN 38139-8017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5531 STONECREST DR, OLIVE BRANCH, MS 38654-0223

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 4, 2017
Property Address	5531 STONECREST DR, OLIVE BRANCH, MS 38654-0223
Document Number	000842/464
Book / Page	842 / 464
Map Reference	PB 122 PG 7-8
Instrument Date	Nov 30, 2017
Instrument	W00842-00464
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 867, NEW ALBANY, MS 38652-0867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1364 CORDOVA CV, GERMANTOWN, TN 38138-2207
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5531 Stonecrest Dr was $2,797.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,797.00	$20,497 Land $2,500 Building $17,997	$204,974 Land $25,000 Building $179,974
2023		$20,497	$204,974 Land $25,000 Building $179,974
2022	$2,797.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5531 Stonecrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5531 Stonecrest Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, T-Mobile.

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