5531 State Ave, Sacramento, CA 95819 Property Records

Sacramento County property record for 5531 State Ave, Sacramento, CA 95819

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,427 sqft · built 1951
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$855,000 (Mar 2023)
Tax Bill	$10,398 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`005-0131-033-0000`

Property Details

APN / Parcel Number

Primary APN	`005-0131-033-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5531 STATE AVE
City	SACRAMENTO
State	CA
Zip	95819-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	RIVER PARK, LOT 46
Legal Subdivision	RIVER PARK
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	100

Owner

5531 State Ave is owned and occupied by two individuals who bought it in March 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 7, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2023 · Amount on File
Deed Sale	Mar 7, 2023 · Amount on File
Prior Sale	Jun 18, 2012 · Amount on File
Deed Book / Page	20230307 / 658
Prior Transfer Date	Apr 11, 2019
Prior Transfer Doc	4260000001090
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827

Mortgage

Document Number	0000000891
Date	Oct 10, 2025
Instrument	202510100891

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827

Mortgage

Document Number	0000000634
Date	Jul 26, 2021
Instrument	202107260634

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827

Mortgage

Document Number	0000000365
Date	Apr 10, 2025
Instrument	202504100365

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 7, 2023
Property Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827
Document Number	0000000658
Map Reference	MB 23 MAP 41
Instrument Date	Mar 3, 2023
Instrument	2023030700658
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827

Mortgage

Document Number	0000000659
Date	Mar 7, 2023
Instrument	2023030700659

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827

Mortgage

Document Number	7260000000634
Date	Jul 26, 2021
Book Page	20210726/634

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 26, 2019
Property Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827
Document Number	1904261090
Instrument Date	Apr 11, 2019
Instrument	1904261090
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5531 STATE AVE SACRAMENTO CA 958191827, SACRAMENTO, CA 95819-1827

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 26, 2019
Property Address	5531 STATE AVE, SACRAMENTO, CA 95819-1827
Document Number	1904261089
Instrument Date	Apr 11, 2019
Instrument	1904261089
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5531 STATE AVE SACRAMENTO CA 958191827, SACRAMENTO, CA 95819-1827

Tax Assessment & Valuation

The 2025 property tax bill for 5531 State Ave was $10,398 with a homeowner's exemption, up 1.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$907,332 (+2%) Land $278,567 Building $628,765
2025	$10,398.00 (+1.44%) Homeowner's exemption	$889,542 Land $273,105 Building $616,437
2024	$10,250.00 (+59.36%)
2023	$6,432.00 (+1.72%) Homeowner's exemption	$543,266 Land $211,269 Building $331,997
2022	$6,323.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5531 State Ave in Zone X, where a levee reduces flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 108 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	3 (1995–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5531 State Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	300 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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