5531 SE 4th St, Ocala, FL 34480 Property Records

Marion County property record for 5531 SE 4th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1976
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$1,126 (2025)
Deeds & Mortgages	Jan 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`2740-008-033`

Property Details

APN / Parcel Number

Primary APN	`2740-008-033`
Alternative APN	`0644536000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	482 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	182 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	0644536000
Old Parcel Number	2740008033
Street Address	5531 SE 4TH ST
City	OCALA
State	FL
Zip	34480-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 13 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	13
Legal Subdivision	HI-CLIFF HEIGHTS
Legal Block	H
Legal Lot Number	33-36 34
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2016
Census Tract	2201

Owner

5531 SE 4th St is owned and occupied by an individual who acquired it in July 2022.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	5531 SE 4TH ST, OCALA, FL 34480-3513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022
Deed Sale	Jul 1, 2022
Deed Document Number	0007989515
Deed Book / Page	4356 / 1210
Prior Transfer Date	Mar 2, 2006
Prior Transfer Doc	2006034206
Record Updated	Jun 8, 2026

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	5531 SE 4TH ST, OCALA, FL 34480-3513
Document Number	0069270422
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Mar 20, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 SE 4TH ST OCALA FL 34471, OCALA, FL 34471

Mortgage

Document Number	0069270422
Date	Mar 8, 2019
Book Page	006927/000422
Instrument	23159

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SALT LAKE CITY, UT 84119

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Mar 7, 2059

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 5531 SE 4th St was $1,126 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,126.00 Homeowner's exemption	$80,064 Land $34,000 Building $46,064	$186,394 Land $34,000 Building $152,394
2023	$864.00 (+1.77%) Homeowner's exemption	$75,542 (+3%) Land $34,000 Building $41,542	$169,638 (+7.95%) Land $34,000 Building $135,638
2022	$849.00 Homeowner's exemption	$73,342	$157,152 Land $34,000 Building $123,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5531 SE 4th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1981–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5531 SE 4th St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HI-CLIFF ESTATES/SLEEPY HOLLOW public/private · serves 721 people · EPA ID FL3420533
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.6 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100

May also be available: Central Florida Broadband, CenturyLink, Ocala Fiber Network, Wire 3.