Martin County property record for 5531 River Front Rd, Lovely, KY 41231
| Property Type | Mobile Home |
|---|---|
| Details | 1 ba · 1,600 sqft · built 1978 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $513 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 064-00-00-044.00 |
| Primary APN | 064-00-00-044.00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 180 ft deep x 96 ft wide |
| View / Lot | Flood Plain/Flood Zone |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Wall Unit |
|---|
| Street Address | 5531 RIVER FRONT RD |
|---|---|
| City | LOVELY |
| State | KY |
| Zip | 41231 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | .39 ACRE & IMP |
| Jurisdiction | MARTIN KY |
| Township / Civil Division | THREEFORKS |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950300 |
5531 River Front Rd, a mobile home, is owned by an individual who acquired it in July 1993.
Source: Martin County records, as of February 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 132, LOVELY, KY 41231-0132 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1993 |
| Deed Sale | Jul 1, 1993 |
| Deed Document Number | 0000116305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN KY |
| Property Address | 5531 RIVER FRONT RD, LOVELY, KY 41231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 132, LOVELY, KY 41231-0132 |
| Document Number | 00M170/322 |
|---|---|
| Date | Aug 18, 2025 |
| Book Page | M170/322 |
| Instrument | 102707 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | May 9, 2055 |
The 2025 property tax bill for 5531 River Front Rd was $513.
Source: Martin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $513.00 | $30,000 Land $4,000 Building $26,000 | $30,000 Land $4,000 Building $26,000 |
| 2023 | $510.00 | $30,000 Land $4,000 Building $26,000 | $30,000 Land $4,000 Building $26,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5531 River Front Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 13 (1998–2025) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5531 River Front Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 90% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINGO COUNTY PSD - MARROWBONE serves 292 people · EPA ID WV3303033 |
|---|---|
| Water Source | Purchased surface water from KERMIT WATER WORKS |
| Last State Inspection | Sep 2023 |
| Also Mapped Here | MARTIN CO WATER DISTRICT #1 |
| Lead | Under 1 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Jan 2024 |
| Monitoring and Reporting | 41 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 70 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
No cell data coverage reported
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