5531 Rainbow Cir, Santa Rosa, CA 95409 Property Records

Sonoma County property record for 5531 Rainbow Cir, Santa Rosa, CA 95409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,126 sqft · built 1997
Lot Size	0.092 acres (4,004 sqft)
Owner	Individual Name on File
Last Sale	$781,500 (Jun 2022)
Tax Bill	$9,725 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`153-390-032-000`

Property Details

APN / Parcel Number

Primary APN	`153-390-032-000`
Alternative APN	`153-390-032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,126 sqft Living Area
Gross Area	1,625 sqft
1st Floor Area	1,126 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	4,004 sqft (0.092 acres)
Garage Type	Attached
Garage Area	499 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	153-390-032
Street Address	5531 RAINBOW CIR
City	SANTA ROSA
State	CA
Zip	95409-4377
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	97 FM 153-080-007 ST FRANCIS PLACE SUB PH 1 LOT 32
Legal Subdivision	ST FRANCIS
Legal Block	3
Legal Lot Number	32
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3007
Census Tract	152601

Owner

5531 Rainbow Cir is owned by an individual who bought it in June 2022.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	15 HOP RANCH CIR, SANTA ROSA, CA 95403-7518
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Grant Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Nov 17, 2021	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Apr 19, 2019	Grant Deed, Transfer · ARM FIRST TECHNOLOGY FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Nov 17, 2021 · Amount on File
Deed Document Number	202239224
Prior Transfer Date	Aug 6, 2010
Prior Transfer Doc	0000067749
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 3, 2022
Property Address	5531 RAINBOW CIR, SANTA ROSA, CA 95409-4377
Document Number	0000039224
Map Reference	MB 552 PG 43-46
Instrument Date	May 31, 2022
Instrument	2022039224
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,423.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15 HOP RANCH CIR, SANTA ROSA, CA 95403-7518

Mortgage

Document Number	0000039225
Date	Jun 3, 2022
Instrument	2022039225

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Nov 17, 2021
Property Address	5531 RAINBOW CIR, SANTA ROSA, CA 95409-4377
Document Number	0000124388
Map Reference	MB 552 PG 43-46
Instrument Date	Nov 12, 2021
Instrument	2021124388
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,160.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5531 RAINBOW CIR, SANTA ROSA, CA 95409-4377

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 19, 2019
Property Address	5531 RAINBOW CIR, SANTA ROSA, CA 95409-4377
Document Number	0000026024
Map Reference	MB 552 PG 43-46
Instrument Date	Apr 16, 2019
Instrument	2019026024
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5531 RAINBOW CIR, SANTA ROSA, CA 95409-4377

Mortgage

Document Number	0000026025
Date	Apr 19, 2019
Instrument	2019026025

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Mortgage

Document Number	0000026026
Date	Apr 19, 2019
Instrument	2019026026

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 18, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5531 Rainbow Cir was $9,725.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Rincon Valley Union Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$845,917 (+2%) Land $351,789 Building $494,128
2025	$9,725.00	$829,332 Land $344,892 Building $484,440
2023	$9,223.00 (+21.29%)	$797,130 Land $331,500 Building $465,630
2022	$7,604.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5531 Rainbow Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5531 Rainbow Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile.

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