5531 Old Ranch Rd, Unit 49, Oceanside, CA 92057 Property Records

San Diego County property record for 5531 Old Ranch Rd, Unit 49, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,365 sqft · built 2007
Lot Size5.71 acres (249,092 sqft)
Owner2 Company Names on Record
Last Sale$662,500 (Aug 2025)
Tax Bill$3,928 (2025)
Deeds & MortgagesNov 2025 Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN157-411-21-49

Property Details

APN / Parcel Number

Primary APN157-411-21-49

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,365 sqft Living Area

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCondo/Apartment
Lot Area249,092 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5531 OLD RANCH RD, 49
CityOCEANSIDE
StateCA
Zip92057-5670
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-A-SP-EQ
Legal DescriptionLOT 2 US 49PER DOC06-270313&UND INT IN PHASE 3 TR 015292
Legal SubdivisionCASITA/SPG CRK
Legal Tract015292
Legal Block2
Legal Lot Number2
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract19303

Owner

Source: San Diego County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5531 OLD RANCH RD, 49, OCEANSIDE, CA 92057-5670
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Deed of Trust, Mortgage · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 20, 2021Deed of Trust, Mortgage · VA Mortgage
JAMES B NUTTER & CO
May 8, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2025 · Amount on Record
Deed SaleAug 29, 2025 · Amount on Record
Prior SaleJun 30, 2010 · Amount on Record
Deed Document Number2025240206
Prior Transfer DateApr 11, 2020
Prior Transfer Doc0000234917
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5531 OLD RANCH RD UNIT 49, 49, OCEANSIDE, CA 92057-5670
Transaction TypeMortgage
Record UpdatedNov 12, 2025
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address2190 N CALLE EL TRIGO, TUCSON, AZ 85749-8958

Mortgage

Document Number0000309316
DateNov 3, 2025
Instrument2025-0309316
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2055

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5531 OLD RANCH RD UNIT 49, 49, OCEANSIDE, CA 92057-5670
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5531 OLD RANCH RD 49, 49, OCEANSIDE, CA 92057-5670

Mortgage

Document Number0000661919
DateSep 20, 2021
Instrument2021-0661919
Lender
NameJAMES B NUTTER & CO
TypeMortgage Company
AddressKANSAS CITY, MO 64111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term168 Months
DueSep 1, 2035

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 8, 2020
Property Address5531 OLD RANCH RD UNIT 49, 49, OCEANSIDE, CA 92057-5670
Document Number0000234917
Instrument DateApr 11, 2020
Instrument234917
Transaction TypeTransfer
Record UpdatedMay 20, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5531 OLD RANCH RD #49 OCEANSIDE CA 920575670, 49, OCEANSIDE, CA 92057-5670

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$662,500 (+88.42%) Land $530,000 Building $132,500
2025$3,928.00 (+8.75%) Homeowner's exemption$351,604 (+4.04%) Land $116,166 Building $235,438
2023$3,612.00 (+0.28%) Homeowner's exemption$337,953 Land $111,656 Building $226,297
2022$3,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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