Cook County property record for 5531 N Spaulding Ave, Chicago, IL 60625
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,424 sqft · built 1926 |
| Lot Size | 0.085 acres (3,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Jun 2017) |
| Tax Bill | $9,711 (2023) |
| Deeds & Mortgages | Dec 2019 Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-11-204-011 |
| Primary APN | 13-11-204-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,424 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,720 sqft (0.085 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5531 N SPAULDING AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60625-4609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | (BRYN)(MAWR)(GARDENS) SUB LT1 IN SUB BY CITY OF CHICA GO OF NH SEC 11-40-13 |
| Legal Range | 13E |
| Legal Township | 40N |
| Legal Section | 11 |
| Legal Subdivision | BRYN MAWR GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 5 |
| Census Block | 5007 |
| Census Tract | 831800 |
5531 N Spaulding Ave is owned and occupied by an individual who bought it in June 2017.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5531 N SPAULDING AVE, CHICAGO, IL 60625-4609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Jun 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2017 · Amount on File |
| Deed Sale | Jun 12, 2017 · Amount on File |
| Prior Sale | Oct 17, 2011 · Amount on File |
| Deed Document Number | 201755145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 5531 N SPAULDING AVE, CHICAGO, IL 60625-4609 |
| Document Number | 1935249053 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 531 N SPAULDING AVE CHICAGO IL 60624, CHICAGO, IL 60624 |
| Document Number | 1935249053 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 35249053 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 17, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 12, 2017 |
| Property Address | 5531 N SPAULDING AVE, CHICAGO, IL 60625-4609 |
| Document Number | 1716355145 |
| Instrument Date | Jun 2, 2017 |
| Instrument | 16355145 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Title Company | SATURN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5531 N SPAULDING AVE CHICAGO IL 606254609, CHICAGO, IL 60625-4609 |
| Document Number | 1716355146 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 16355146 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Number | 1716355147, |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 16355147 |
| Name | EVERGREEN BK GRP |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 11, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $51,198 Land $13,020 Building $38,178 | $511,980 Land $130,200 Building $381,780 | |
| 2023 | $9,711.00 (+2.83%) | ||
| 2022 | $9,444.00 Homeowner's exemption | $49,176 Land $10,416 Building $38,760 | $491,760 Land $104,160 Building $387,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5531 N Spaulding Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1987–2013) |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5531 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 882 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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