Hamilton County property record for 5531 Kirby Ave, Cincinnati, OH 45239
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,199 sqft · built 1937 |
| Lot Size | 0.321 acres (14,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jul 2024) |
| Tax Bill | $5,179 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jul 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 228-0003-0069-00 |
| Primary APN | 228-0003-0069-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,199 sqft Living Area |
| 1st Floor Area | 810 sqft |
| Attic | Attic |
| Attic Area | 389 sqft |
| Basement Area | 810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 14,026 sqft (0.321 acres) |
| Lot Dimensions | 285 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5531 KIRBY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45239-6869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5531 KIRBY RD 50 X 285.45SS KIRBY RD 221.70 FT E OF SEC LINE |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 8300 |
5531 Kirby Ave is owned and occupied by an individual who bought it in July 2024.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5531 KIRBY AVE, CINCINNATI, OH 45239-6869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 20, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING VALLEY BANK |
| Jul 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on File |
| Deed Sale | Jul 11, 2024 · Amount on File |
| Prior Sale | Oct 31, 2016 · Amount on File |
| Deed Document Number | 2024-0047500 |
| Deed Book / Page | 15205 / 1224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5531 KIRBY AVE, CINCINNATI, OH 45239-6869 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000089299 |
|---|---|
| Date | Sep 20, 2022 |
| Book Page | 14755/782 |
| Instrument | 2022-0089299 |
| Name | SPRING VALLEY BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Oct 1, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 11, 2024 |
| Property Address | 5531 KIRBY AVE, CINCINNATI, OH 45239-6869 |
| Document Number | 0000047500 |
| Book / Page | 15205 / 1224 |
| Instrument Date | Jul 8, 2024 |
| Instrument | 2024-0047500 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5531 KIRBY AVE, CINCINNATI, OH 45239-6869 |
| Document Number | 0000047501 |
|---|---|
| Date | Jul 11, 2024 |
| Instrument | 2024-0047501 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
The 2025 property tax bill for 5531 Kirby Ave was $5,179, up 96.2% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,179.00 (+96.17%) | $84,000 (+102.16%) Land $9,761 Building $74,239 | |
| 2024 | $2,640.00 (-0.19%) | $41,551 (-) Land $9,761 Building $31,790 | |
| 2023 | $2,645.00 (+106.16%) | $41,551 (+130.51%) Land $9,761 Building $31,790 | $240,000 Land $27,890 Building $212,110 |
| 2022 | $1,283.00 | $18,026 Land $8,054 Building $9,972 | |
| 2020 | $51,500 Land $23,010 Building $28,490 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5531 Kirby Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1980–1993) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5531 Kirby Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures