St. Louis County property record for 5530 White Pine Dr, Duluth, MN 55803 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 2,394 sqft · built 2018 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,494 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Oct 2021 Line of Credit + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 365-0010-00769 |
| Primary APN | 365-0010-00769 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,394 sqft Gross Area |
| 1st Floor Area | 2,394 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Area | 624 sqft |
| Porch | Slab |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1051737 |
|---|---|
| Street Address | 5530 WHITE PINE DR |
| City | DULUTH |
| State | MN |
| Zip | 55803-9455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF GOVT LOT 1, DESCRIBED ASFOLLOWS: COMMENCING AT THE SOUTHEAST CORNERAND FOLLOWING THE EAST LINE OF GOVT LOT 1 |
| Legal Range | 15W |
| Legal Township | 52N |
| Legal Section | 05 |
| Legal Subdivision | FREDENBERG TOWN OF |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FREDENBERG |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10602 |
Source: St. Louis County records · APN 365-0010-00769
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5524 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Oct 29, 2021 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| May 18, 2020 | Deed of Trust, Mortgage COMPEER FIN'L FLCA |
| Jul 30, 2019 | Deed of Trust, Mortgage HOME PT FIN'L |
| Apr 10, 2019 | Deed of Trust, Mortgage COMPEER FIN'L FLCA |
| Aug 15, 2018 | Deed of Trust, Mortgage COMPEER FIN'L FLCA |
| Jul 30, 2018 | Loan Modification, Mortgage |
| May 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 13, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5530 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5530 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Document Number | 0001095446 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 1095446 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 25, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5530 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5530 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Document Number | 0001048889 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 1048889 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5530 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Document Number | 00T1023768 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5530 WHITE PINE DR DULUTH MN 558039455, DULUTH, MN 55803-9455 |
| Document Number | 00T1023768 |
|---|---|
| Date | May 26, 2020 |
| Instrument | T1023768 |
| Name | COMPEER FIN'L FLCA |
|---|---|
| Address | SUN PRAIRIE, WI 53590 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5530 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Document Number | 00T1013294 |
| Instrument Date | Jul 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | NORTH SHORE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5530 WHITE PINE DR DULUTH MN 55803, DULUTH, MN 55803 |
| Document Number | 00T1013294 |
|---|---|
| Date | Aug 06, 2019 |
| Instrument | T1013294 |
| Name | HOME PT FIN'L |
|---|---|
| Address | PARSIPPANY, NJ 07054 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 05, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5530 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Document Number | 0010094350 |
| Instrument Date | Apr 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5530 WHITE PINE DR DULUTH MN 55803, DULUTH, MN 55803 |
| Document Number | 0010094350 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | T1009435.0 |
| Name | COMPEER FIN'L FLCA |
|---|---|
| Address | SUN PRAIRIE, WI 53590 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5530 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Document Number | 00A1001679 |
| Instrument Date | Aug 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 5530 WHITE PINE DR DULUTH MN 55803, DULUTH, MN 55803 |
| Document Number | 00A1001679 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | A1001679 |
| Name | COMPEER FIN'L FLCA |
|---|---|
| Address | SUN PRAIRIE, WI 53590 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5530 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Document Number | 0A10018220 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5524 WHITE PINE DR DULUTH MN 558039455, DULUTH, MN 55803-9455 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 31, 2018 |
| Property Address | 5530 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Document Number | 000T998533 |
| Instrument Date | May 25, 2018 |
| Instrument | T998533 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5524 WHITE PINE DR DULUTH MN 558039455, DULUTH, MN 55803-9455 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5530 WHITE PINE DR, DULUTH, MN 55803-9455 |
| Document Number | 000T986271 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 000T986271 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | T986271 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 21, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Fredenberg Township |
| Unified School District | Hermantown Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,494.00 (-3.89%) | ||
| 2025 | $4,676.00 (+2.5%) | $504,000 (+8.69%) Land $106,400 Building $397,600 | $504,000 (+8.69%) Land $106,400 Building $397,600 |
| 2024 | $4,562.00 | $463,700 (+4.89%) Land $108,000 Building $355,700 | $463,700 (+4.89%) Land $108,000 Building $355,700 |
| 2022 | $442,100 Land $103,300 Building $338,800 | $442,100 Land $103,300 Building $338,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370106021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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