Howard County property record for 5530 Vantage Point Rd, Columbia, MD 21044
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,986 sqft · built 1985 |
| Lot Size | 2.63 acres (114,563 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Apr 2026) |
| Tax Bill | $5,150 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-078839 |
| Primary APN | 15-078839 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 4 Stories |
| Building Area | 1,986 sqft Total Area |
| Attic | Attic |
| Attic Area | 201 sqft |
| Basement Area | 280 sqft |
| Finished Basement | 280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 114,563 sqft (2.63 acres) |
| Garage Type | Built-in |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 078839 |
|---|---|
| Street Address | 5530 VANTAGE POINT RD |
| City | COLUMBIA |
| State | MD |
| Zip | 21044-2632 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | P/O LOT D-9 2.633 A 5530 VANTAGE POINT RD TOWN CENTER S 7 AR 7 |
| Legal Subdivision | TOWN CENTER S 7 AR 7 |
| Legal Lot Number | D 9 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 605404 |
Source: Howard County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5530 VANTAGE POINT RD, COLUMBIA, MD 21044-2632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GEO-CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2026 · Amount on Record |
| Deed Sale | Apr 28, 2026 · Amount on Record |
| Prior Sale | Mar 1, 2011 · Amount on Record |
| Deed Book / Page | 23208 / 435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 28, 2026 |
| Property Address | 5530 VANTAGE POINT RD, COLUMBIA, MD 21044-2632 |
| Document Number | 2320000435 |
| Book / Page | 23208 / 435 |
| Instrument Date | Apr 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 5530 VANTAGE POINT RD, COLUMBIA, MD 21044-2632 |
| Document Number | 2320000442, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 23208/442 |
| Name | EMBRACE HOME LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 5530 VANTAGE POINT RD, COLUMBIA, MD 21044-2632 |
| Document Number | 0194280380 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2020 |
| Title Company | JOYSTONE TITLE AND ESCROW INC, JOYSTONE TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 5530 VANTAGE POINT RD COLUMBIA MD 210442632, COLUMBIA, MD 21044-2632 |
| Document Number | 0194280380 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 019428/000380 |
| Name | GEO-CORP |
|---|---|
| Address | MONTEREY PARK, CA 91754 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 9, 2040 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,150.00 (+1.46%) | $328,333 (+1.22%) | $332,300 (-) Land $170,000 Building $162,300 |
| 2025 | $5,076.00 (+3.25%) Homeowner's exemption | $324,367 (+6.89%) | $332,300 (+3.71%) Land $170,000 Building $162,300 |
| 2024 | $4,916.00 (+52.39%) | ||
| 2023 | $303,467 | $320,400 Land $155,000 Building $165,400 | |
| 2022 | $3,226.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 units insured incl. 28 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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