5530 Saw Mill Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 5530 Saw Mill Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 760 sqft · built 1980
Lot Size	10.3 acres (448,668 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Nov 2018)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046-490-031-000`

Property Details

APN / Parcel Number

Primary APN	`046-490-031-000`
Alternative APNs	`04649031100` `0464903110`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	760 sqft Living Area
1st Floor Area	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	448,668 sqft
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Carport
Garage Area	374 sqft
Carport	Carport
Carport Area	374 sqft
Parking Spaces	1 Parking Space
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Electric
Water Source	Well

Location & Zoning

Street Address	5530 SAW MILL RD
City	PLACERVILLE
State	CA
Zip	95667-9162
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	SEC 4 9 11
Legal Subdivision	NORTHEAST QUARTER
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3020
Census Tract	31504

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5530 SAW MILL RD, PLACERVILLE, CA 95667-9162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2018	Grant Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018 · Amount on Record
Deed Sale	Nov 13, 2018 · Amount on Record
Prior Sale	Feb 13, 2013 · Amount on Record
Deed Document Number	201843637
Last Transfer Date	Jan 27, 2021
Transfer Doc	0000012195
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 22, 2021
Property Address	5530 SAW MILL RD, PLACERVILLE, CA 95667-9162
Document Number	0000012195
Instrument Date	Jan 27, 2021
Instrument	2021-0012195
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5530 SAW MILL RD, PLACERVILLE, CA 95667-9162

Mortgage

Document Number	0000012196
Date	Feb 22, 2021
Instrument	2021-0012196

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 13, 2018
Property Address	5530 SAW MILL RD, PLACERVILLE, CA 95667-9162
Document Number	0000043637
Instrument Date	Nov 9, 2018
Instrument	2018-0043637
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5530 SAW MILL RD, PLACERVILLE, CA 95667-9162

Mortgage

Document Number	0000043638
Date	Nov 13, 2018
Instrument	2018-0043638

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$301,519 (+2%) Land $142,225 Building $159,294
2025	$3,144.00 (+2.08%) Homeowner's exemption	$295,608 (+4.04%) Land $139,437 Building $156,171
2024	$3,080.00 (+2.12%)
2023	$3,016.00 (+1.51%) Homeowner's exemption	$284,130 Land $134,023 Building $150,107
2022	$2,971.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1995–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.2% of the US · above 86% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: Rocky Ridge Wireless, Verizon, Zeta Broadband.

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