5530 Ryan Rd, Houston, MN 55943 Property Records

Houston County property record for 5530 Ryan Rd, Houston, MN 55943

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,685 sqft · built 1990
Lot Size	2.36 acres (102,802 sqft)
Owner	2 Individual Names on Record
Last Sale	$154,000 (Jun 2015)
Tax Bill	$2,682 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11.0395.000`

Property Details

APN / Parcel Number

Primary APN	`11.0395.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	494 sqft
Attic	Attic
Attic Area	216 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Unfinished Basement	864 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	102,802 sqft (2.36 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	592 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	5530 RYAN RD
City	HOUSTON
State	MN
Zip	55943-8294
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-34 TWP-104 RANGE-005 2.36 AC PT N1/2 SE1/4 B 254 P 87 & B 362 P 879 DOC 278225; DOC 281857
Legal Range	05
Legal Township	104
Legal Section	34
Jurisdiction	HOUSTON MN
Township / Civil Division	MOUND PRAIRIE
Census Block Group	3
Census Block	3071
Census Tract	20200

Owner

Source: Houston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5530 RYAN RD, HOUSTON, MN 55943-8294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION
May 31, 2023	Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION
Jun 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ALTRA FEDERAL CREDIT UNION
Jul 31, 2020	Deed of Trust, Mortgage · ARM MARINE CREDIT UNION
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MARINE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2015 · Amount on Record
Deed Sale	Jun 15, 2015 · Amount on Record
Deed Document Number	2015387988
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	5530 RYAN RD, HOUSTON, MN 55943-8294
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A310756
Date	Aug 25, 2023
Instrument	A310756

Lender

Name	ALTRA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	5530 RYAN RD, HOUSTON, MN 55943-8294
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A310075
Date	May 31, 2023
Instrument	A310075

Lender

Name	ALTRA FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	5530 RYAN RD, HOUSTON, MN 55943-8294
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A303120
Date	Jun 9, 2021
Instrument	A303120

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	5530 RYAN RD, HOUSTON, MN 55943-8294
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A303119
Date	Jun 9, 2021
Instrument	A303119

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	5530 RYAN RD, HOUSTON, MN 55943-8294
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A298970
Date	Jul 31, 2020
Instrument	A298970

Lender

Name	MARINE CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Interest

Rate Type	Adjustable Rate
Rate	7.98%
Index	1-Year CMT

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	5530 RYAN RD, HOUSTON, MN 55943-8294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A298985
Date	Aug 3, 2020
Instrument	A298985

Lender

Name	MARINE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2025

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
County Subdivision	Mound Prairie Township
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,682.00 Homeowner's exemption	$258,200 (+18.77%) Land $58,200 Building $200,000	$258,200 (+18.77%) Land $58,200 Building $200,000
2025	$2,682.00 (+8.67%)
2023	$2,468.00 Homeowner's exemption	$217,400 Land $44,100 Building $173,300	$217,400 Land $44,100 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1994–2007)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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