Polk County property record for 5530 Harbor Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,601 sqft · built 1968 |
| Lot Size | 0.354 acres (15,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,857 (Oct 2002) |
| Tax Bill | $1,504 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-30-000000-031040 |
| Primary APN | 24-27-30-000000-031040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,601 sqft Living Area |
| Gross Area | 3,193 sqft |
| 1st Floor Area | 2,601 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,420 sqft (0.354 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 592 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 518 sqft |
| Cooling System | Central |
|---|
| Street Address | 5530 HARBOR DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-4200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BEG NW COR OF NE1/4 OF NW1/4 RUN S 325 FT TO POB RUN E 183.4 FT NWLY ALONG CURVE 120.74 FT W 130.66 FT S 100 FT TO POB |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 30 |
| Legal Subdivision | BRISTOWS PROPS |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 12209 |
5530 Harbor Dr is owned and occupied by an individual who bought it in October 2002.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5530 HARBOR DR, LAKELAND, FL 33809-4200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2002 · Amount on File |
| Deed Sale | Oct 29, 2002 · Amount on File |
| Prior Sale | Mar 5, 1999 · Amount on File |
| Deed Book / Page | 5155 / 1731 |
| Transfer Doc | 0367701989 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 5530 Harbor Dr was $1,504 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,799 (+2.7%) | $322,976 (-1.44%) Land $39,000 Building $283,976 | |
| 2025 | $1,504.00 Homeowner's exemption | $156,572 | $327,695 Land $39,000 Building $288,695 |
| 2023 | $1,969.00 (+4.12%) Homeowner's exemption | $147,727 (+3%) | $337,335 (+2.88%) Land $38,000 Building $299,335 |
| 2022 | $1,891.00 Homeowner's exemption | $143,424 | $327,879 Land $32,000 Building $295,879 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5530 Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5530 Harbor Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures