5530 Fairwood Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 5530 Fairwood Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,504 sqft · built 1950
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,000 (Jul 2026)
Tax Bill	$3,468 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0021-0055-00`

Property Details

APN / Parcel Number

Primary APN	`550-0021-0055-00`
Alternative APN	`0010300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	2,248 sqft
1st Floor Area	1,004 sqft
Basement Area	1,004 sqft
Finished Basement	500 sqft
Unfinished Basement	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	105 ft deep x 35.3 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	5530 FAIRWOOD RD
City	CINCINNATI
State	OH
Zip	45239-7212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD RD 35.28 X 105.63 IRR LOT 43 EDGERS MT AIRY VILLAGE
Legal Subdivision	EDGERS MT AIRY VILLAGE
Legal Lot Number	43
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1001
Census Tract	20811

Owner

Source: Hamilton County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5530 FAIRWOOD RD, CINCINNATI, OH 45239-7212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Mar 30, 2020	Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2026 · Amount on Record
Deed Sale	Jul 24, 2026 · Amount on Record
Prior Sale	Mar 30, 2020 · Amount on Record
Deed Document Number	202659883
Deed Book / Page	15714 / 569
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 24, 2026
Property Address	5530 FAIRWOOD RD, CINCINNATI, OH 45239-7212
Document Number	0000059883
Book / Page	15714 / 569
Instrument Date	Jul 14, 2026
Instrument	202659883
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	PROMINENT TITLE LLC, PROMINENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,328.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	5530 FAIRWOOD RD, CINCINNATI, OH 45239-7212

Mortgage

Document Number	0000059884,
Date	Jul 24, 2026
Instrument	202659884

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 30, 2020
Property Address	5530 FAIRWOOD RD, CINCINNATI, OH 45239-7212
Document Number	0000020972
Book / Page	014135 / 001446
Instrument Date	Mar 24, 2020
Instrument	20972
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5530 FAIRWOOD RD CINCINNATI OH 452397212, CINCINNATI, OH 45239-7212

Mortgage

Document Number	29973
Date	Mar 30, 2020
Book Page	014135/001449
Instrument	29973

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,468.00 (+2.27%)	$64,029 (-) Land $12,460 Building $51,569	$182,940 (-) Land $35,600 Building $147,340
2024	$3,391.00 (-0.47%)	$64,029 (-) Land $12,460 Building $51,569
2023	$3,407.00 (+2.34%)	$64,029 (+25.3%) Land $12,460 Building $51,569	$182,940 (+25.3%) Land $35,600 Building $147,340
2022	$3,329.00 Homeowner's exemption	$51,100 Land $11,172 Building $39,928
2020			$146,000 Land $31,920 Building $114,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1979–1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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