Osceola County property record for 5530 Alligator Lake Rd, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,480 sqft · built 1954 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Jun 1994) |
| Tax Bill | $2,111 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 98059 |
| Primary APN | 98059 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,480 sqft Heated Area |
| Gross Area | 2,336 sqft |
| 1st Floor Area | 1,480 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.669 acres) |
| Lot Dimensions | 290 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 576 sqft |
| Shed | 1 Shed |
| Shed Area | 63 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 98059 |
|---|---|
| Street Address | 5530 ALLIGATOR LAKE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-9332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAE1 |
| Legal Description | S L & I C PB B PG 50 E 100 FT OF W 300 FT LOT 52 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 21 |
| Legal Subdivision | WATERFRONT ALLIGATOR LK RD |
| Legal Tract | 4950 |
| Legal Block | 1 |
| Legal Lot Number | 52 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 43301 |
5530 Alligator Lake Rd is owned and occupied by an individual who bought it in June 1994.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5530 ALLIGATOR LAKE RD, SAINT CLOUD, FL 34772-9332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 1994 · Amount on File |
| Deed Sale | Jun 20, 1994 · Amount on File |
| Deed Document Number | 0001212374 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5530 Alligator Lake Rd was $2,111 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,111.00 Homeowner's exemption Widower's exemption | $146,807 | $282,000 Land $150,000 Building $132,000 |
| 2023 | $1,925.00 (+2.01%) Homeowner's exemption Widower's exemption | $138,515 (+3%) | $269,300 (+5.86%) Land $142,000 Building $127,300 |
| 2022 | $1,887.00 Homeowner's exemption Widower's exemption | $134,481 | $254,400 Land $142,000 Building $112,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5530 Alligator Lake Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5530 Alligator Lake Rd is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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