5530 3rd Ave, Key West, FL 33040 Property Records

Monroe County property record for 5530 3rd Ave, Key West, FL 33040

Property Summary

Property TypeCounty Owned (Exempt)
Details8,220 sqft · built 1977
Lot Size0.342 acres (14,916 sqft)
OwnerCompany on Record
Last Sale$821,900 (Sep 2009)
Tax Bill$8,931 (2022)
Deeds & MortgagesOct 2018 Loan Modification
Flood ZoneZone AE (high risk)
APN00126970-000000

Property Details

APN / Parcel Number

Primary APN00126970-000000
Alternative APNs
  • 35672500126970000000
  • 1161179

Interior

Units15 Units
Stories2 Stories
Building Area8,220 sqft Gross Area
1st Floor Area2,860 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof MaterialComposition Shingle
Lot Area14,916 sqft (0.342 acres)

Exterior Amenities

PorchPorch
Porch Area586 sqft
Deck Area360 sqft
Patio Area360 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1161179
Street Address5530 3RD AVE
CityKEY WEST
StateFL
Zip33040-6046
Property CategoryPublic Works
Property TypePublic Works > County Owned (Exempt)
Local Zoning CodeMU
Legal DescriptionBLK 54 LTS 16 AND 17 STOCK ISLAND MALONEY SUB PB1-55 Y-197 OR22-389/392 OR625-847 OR625-848 OR1444-1966D/C OR2244-143 OR2406-526 OR2433-81 OR2433-85/87 OR2433-88/125LEASE OR2456-2380/2382AMD/LEASE
Legal Range25E
Legal Township67S
Legal Section35
Legal SubdivisionSTOCK ISLAND MALONEY
Legal Block54
Legal Lot Number16,17
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2029
Census Tract971800

Owner

Source: Monroe County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address1100 SIMONTON ST, 205, KEY WEST, FL 33040-3110
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2009 · Amount on Record
Deed SaleSep 24, 2009 · Amount on Record
Prior SaleMar 30, 2009 · Amount on Record
Deed Document Number20091760304
Deed Book / Page2433 / 81
Prior Transfer DateSep 23, 2009
Prior Transfer Doc0024330085
Record UpdatedSep 20, 2026

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address5530 3RD AVE, KEY WEST, FL 33040-6046
Document Number0029360500
Instrument DateOct 25, 2018
Transaction TypeMortgage
Record UpdatedJan 3, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5530 3RD AVE KEY WEST FL 330406046, KEY WEST, FL 33040-6046

Mortgage

Document Number0029360500
DateNov 15, 2018
Book Page002936/000500
Instrument2194481
Lender
NameFIRST ST BK/FL KEYS
TypeBank
AddressKEY WEST, FL 33041-1526
Agreement
AmountAmount Recorded
Term180 Months
DueNov 14, 2033

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,052,446 (-) Land $360,324 Building $692,122$1,052,446 (-) Land $360,324 Building $692,122
2023Homeowner's exemption$1,052,446 (-) Land $360,324 Building $692,122$1,052,446 (-) Land $360,324 Building $692,122
2022$8,931.00 Homeowner's exemption$1,052,446 Land $360,324 Building $692,122$1,052,446 Land $360,324 Building $692,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 228 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies228 in force
Nearby Flood Claims386 (1980–2022)
Claims Outside the SFHA4 of 386
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 71 claims
  • Hurricane Wilma, Oct 2005 · 174 claims
  • Hurricane Georges, Sep 1998 · 94 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

Nearby Properties on 3rd Ave

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