553 State Rd 458, Bedford, IN 47421 Property Records

Lawrence County property record for 553 State Rd 458, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 1972
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$144,600 (May 2012)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0300020400P31A`

Property Details

APN / Parcel Number

Primary APN	`0300020400P31A`
Alternative APNs	`47-06-08-300-028.000-003` `00182750067`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1989
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	63,162 sqft (1.45 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	530 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00182750067
Street Address	553 STATE ROAD 458
City	BEDFORD
State	IN
Zip	47421-7543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 8 TWP 5 R 1W 1.45A PT NW SW
Legal Range	1W
Legal Township	5
Legal Section	8
Legal Subdivision	NW4 OF SW4 S8 T5N R1W (1.0AC)
Jurisdiction	LAWRENCE IN
Township / Civil Division	INDIAN CREEK
Census Block Group	4
Census Block	4012
Census Tract	950602

Owner

Source: Lawrence County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	553 STATE ROAD 458, BEDFORD, IN 47421-7543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2025	Deed of Trust, Mortgage · Seller Carry-Back BEDFORD FEDERAL SAVINGS BANK
Nov 10, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage RUOFF MORTGAGE CO
May 14, 2012	Warranty Deed, Transfer BEDFORD FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2012 · Amount on Record
Deed Sale	May 14, 2012 · Amount on Record
Prior Sale	May 11, 2012 · Amount on Record
Deed Document Number	20122629
Deed Book / Page	354 / 1010
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	553 STATE ROAD 458, BEDFORD, IN 47421-7543
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025003993
Date	Jul 10, 2025
Instrument	2025003993

Lender

Name	BEDFORD FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	0.06%
Index	5-Year CMT

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Nov 10, 2022
Property Address	553 STATE ROAD 458, BEDFORD, IN 47421-7543
Document Number	2022007584
Instrument Date	Nov 1, 2022
Instrument	2022007584
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IN

Mortgage

Document Number	2022007585
Date	Nov 10, 2022
Instrument	2022007585

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

May 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	May 14, 2012
Property Address	553 STATE ROAD 458, BEDFORD, IN 47421-7543
Document Number	00354/1010
Book / Page	354 / 1010
Instrument Date	May 11, 2012
Instrument	201200002629
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00354/1011
Date	May 14, 2012
Book Page	354/1011
Instrument	201200002630

Lender

Name	BEDFORD FEDERAL SAVINGS BANK
Address	2955 JOHN WILLIAMS BLVD, BEDFORD, IN 47421

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lawrence County
County Subdivision	Indian Creek Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,020.00 (-8.43%) Homeowner's exemption	$304,100 (+26.71%) Land $18,800 Building $285,300	$304,100 (+26.71%) Land $18,800 Building $285,300
2024	$2,206.00 (+19.83%)
2023	$1,841.00 (+23.06%)	$240,000 (+24.8%) Land $17,200 Building $222,800	$240,000 (+24.8%) Land $17,200 Building $222,800
2022	$1,496.00	$192,300 Land $16,200 Building $176,100	$192,300 Land $16,200 Building $176,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH LAWRENCE WATER AUTHORITY serves 11,625 people · EPA ID IN5247004
Water Source	Purchased surface water from BEDFORD CITY UTILITIES
Last State Inspection	Feb 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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