553 S Main St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 553 S Main St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,976 sqft · built 1920
Lot Size	0.063 acres (2,744 sqft)
Owner	2 Individual Names on File
Last Sale	$179,000 (Dec 2020)
Tax Bill	$2,492 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-02009-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`19-02009-0000-00025`
Alternative APNs	`190200900025` `04001820` `3886`

Interior

Stories	2 Stories
Building Area	1,976 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Brick
Lot Area	2,744 sqft (0.063 acres)
Lot Dimensions	110 ft deep x 25 ft wide

Location & Zoning

Account Number	3886
Street Address	553 S MAIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B-4
Legal Subdivision	TOWN/PHILLIPSBURG
Legal Block	2009
Legal Lot Number	25
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2007
Census Tract	30900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

553 S Main St is owned and occupied by two individuals who bought it in December 2020.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	553 S MAIN ST, PHILLIPSBURG, NJ 08865-3137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MTG
Dec 29, 2020	Grant Deed, Transfer · FHA Mortgage EQUITY PRIME MTG
Mar 19, 2020	Grant Deed, Transfer SIMPLICITY TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2020 · Amount on File
Deed Sale	Dec 29, 2020 · Amount on File
Prior Sale	Mar 19, 2020 · Amount on File
Deed Document Number	2020542850
Deed Book / Page	3121 / 275
Prior Transfer Date	Oct 16, 1996
Prior Transfer Doc	0000073849
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	553 S MAIN ST, PHILLIPSBURG, NJ 08865-3137
Document Number	0000542851
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 S MAIN ST PHILLIPSBURG NJ 088653137, PHILLIPSBURG, NJ 08865-3137

Mortgage

Document Number	0000542851
Date	Dec 29, 2020
Book Page	007002/000330
Instrument	542851

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Dec 29, 2020
Property Address	553 S MAIN ST, PHILLIPSBURG, NJ 08865-3137
Document Number	0000542850
Book / Page	003121 / 000275
Instrument Date	Nov 22, 2020
Instrument	542850
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	553 S MAIN ST PHILLIPSBURG NJ 088653137, PHILLIPSBURG, NJ 08865-3137

Mortgage

Document Number	542851
Date	Dec 29, 2020
Book Page	007002/000330
Instrument	542851

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 19, 2020
Property Address	553 S MAIN ST, PHILLIPSBURG, NJ 08865-3137
Document Number	0000526067
Book / Page	003047 / 000029
Instrument Date	Mar 14, 2020
Instrument	526067
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$63.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 COOPER AVE #212 LONG BRANCH NJ 077407471, 212, LONG BRANCH, NJ 07740-7471

Tax Assessment & Valuation

The 2025 property tax bill for 553 S Main St was $2,492, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,300 (-) Land $11,400 Building $41,900	$53,300 (-) Land $11,400 Building $41,900
2025	$2,492.00 (+2.89%)	$53,300 Land $11,400 Building $41,900	$53,300 Land $11,400 Building $41,900
2024	$2,422.00
2023		$53,300 Land $11,400 Building $41,900	$53,300 Land $11,400 Building $41,900
2022	$2,210.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 553 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 553 S Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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