San Joaquin County property record for 553 Montclair Ln, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,316 sqft · built 2002 |
| Lot Size | 0.229 acres (9,955 sqft) |
| Owner | Company Name on File |
| Last Sale | $555,000 (Oct 2019) |
| Tax Bill | $7,110 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Apr 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-310-090-000 |
| Primary APN | 246-310-090-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,316 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 9,955 sqft (0.229 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 246-310-09 |
|---|---|
| Street Address | 553 MONTCLAIR LN |
| City | TRACY |
| State | CA |
| Zip | 95376-7038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 98-FM PT OF 246-150-05 & 06/LARKSPUR EST. NO. 1 |
| Legal Subdivision | LARKSPUR ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5220 |
Source: San Joaquin County assessment roll, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 11, 2023 | Intrafamily Transfer, Transfer |
| Aug 3, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 9, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Aug 11, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Oct 11, 2019 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2019 · Amount on Record |
| Deed Sale | Oct 11, 2019 · Amount on Record |
| Prior Sale | Jan 17, 2014 · Amount on Record |
| Deed Document Number | 2019116226 |
| Last Transfer Date | Mar 31, 2023 |
| Transfer Doc | 0000027811 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Document Number | 0000093548 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | 2023-093548 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 11, 2023 |
| Property Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Document Number | 0000027811 |
| Map Reference | MB 33 PG 52 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023-027811 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Document Number | 0000092662 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 2022-092662 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 9, 2021 |
| Property Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Document Number | 0000099437 |
| Map Reference | MB 33 PG 52 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021-099437 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Document Number | 0000099438 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021-099438 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 11, 2020 |
| Property Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Document Number | 0000099063 |
| Map Reference | MB 33 PG 52 |
| Instrument Date | Aug 1, 2020 |
| Instrument | 2020-099063 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Document Number | 0000099064 |
|---|---|
| Date | Aug 11, 2020 |
| Instrument | 2020-099064 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 11, 2019 |
| Property Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Document Number | 0000116226 |
| Map Reference | MB 33 PG 52 |
| Instrument Date | Sep 28, 2019 |
| Instrument | 2019-116226 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE CO SAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 553 MONTCLAIR LN, TRACY, CA 95376-7038 |
| Document Number | 0000116227 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 2019-116227 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,110.00 (+9.99%) Homeowner's exemption | $606,969 (+4.04%) Land $131,235 Building $475,734 | |
| 2023 | $6,464.00 (+2.83%) Homeowner's exemption | $583,401 Land $126,140 Building $457,261 | $685,890 |
| 2022 | $6,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Zinnia Networks Fixed Wireless | 600 / 120 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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