553 E Main St, Owatonna, MN 55060 Property Records

Steele County property record for 553 E Main St, Owatonna, MN 55060 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1950
Square Footage	1,847 sqft Finished Area
Lot Size	7,667 sqft (0.176 acres)
Garage	Attached, 255 sqft
Occupancy	Owner Occupied
Tax Bill	$3,098.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`17-136-0320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,847 sqft Finished Area
Basement Area	730 sqft Basement
Finished Basement	730 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Metal Exterior
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,667 sqft (0.176 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	255 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	553 E MAIN ST
City	OWATONNA
State	MN
Zip	55060-3041
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REPLAT OF HIGHLAND PARK - CHAMBERS BLK.3 LOT 20 RE-PLAT OF HIGHLAND PARK ADDN
Legal Subdivision	REPLAT OF HIGHLAND PARK - CHAMBERS
Legal Block	3
Legal Lot Number	20
Jurisdiction	STEELE MN
Minor Civil Division	OWATONNA
Census Blockgroup	2
Census Block	2023
Census Tract	960200

Owner

Source: Steele County records · APN 17-136-0320

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	553 E MAIN ST, OWATONNA, MN 55060-3041
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	553 E MAIN ST, OWATONNA, MN 55060-3041
Transaction Type	Mortgage
Record Updated	Oct 06, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000438648
Date	Sep 20, 2021
Instrument	A000438648

Lender

Name	HOME TOWN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 19, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,098.00 (+13.56%)
2025		$226,500 (+16.99%) Land $25,000 Building $201,500	$226,500 (+16.99%) Land $25,000 Building $201,500
2023	$2,728.00 Homeowner's exemption	$193,600 Land $20,300 Building $173,300	$193,600 Land $20,300 Building $173,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.