553 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 553 E Main St, Ephrata, PA 17522

Property Summary

Property Type	Duplex
Details	7 bd · 4 ba · 2,586 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Nov 2021)
Tax Bill	$4,182 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`260-64323-0-0000`

Property Details

APN / Parcel Number

Primary APN	`260-64323-0-0000`
Alternative APN	`2607M12 1 40`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
Gross Area	4,219 sqft
1st Floor Area	1,293 sqft
Upper Floors Area	1,293 sqft
Basement Area	1,293 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Basement
Garage Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	340 sqft
Deck Area	328 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	553 E MAIN ST
City	EPHRATA
State	PA
Zip	17522-2509
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NC
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	1
Census Block	1005
Census Tract	12200

Owner

553 E Main St, a duplex, is owned and occupied by an individual who bought it in November 2021.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	553 E MAIN ST, EPHRATA, PA 17522-2509
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO
Nov 30, 2021	Deed, Transfer · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Sep 25, 2013 · Amount on File
Deed Document Number	20216648590
Prior Transfer Date	Jan 21, 2013
Prior Transfer Doc	0006055606
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	553 E MAIN ST, EPHRATA, PA 17522-2509
Transaction Type	Mortgage
Record Updated	Apr 15, 2022
Title Company	GDV ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 GLENBROOK RD, LEOLA, PA 17540-9731

Mortgage

Document Number	0006435028
Date	Dec 21, 2018
Instrument	6435028

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	SOUDERTON, PA 18964

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 30, 2021
Property Address	553 E MAIN ST, EPHRATA, PA 17522-2509
Document Number	0006648590
Instrument Date	Nov 29, 2021
Instrument	6648590
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 E MAIN ST # 555, 555, EPHRATA, PA 17522-2509

Mortgage

Document Number	0006648591
Date	Nov 30, 2021
Instrument	6648591

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 553 E Main St was $4,182 with a homeowner's exemption, up 2.3% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Ephrata Borough
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$170,500 Land $44,700 Building $125,800	$170,500 Land $44,700 Building $125,800
2025	$4,182.00 (+2.3%)
2024	$4,088.00	$170,500 Land $44,700 Building $125,800
2018			$170,500 Land $44,700 Building $125,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 553 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 553 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: AT&T, Upward Broadband.

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