553 E 16th St, Holland, MI 49423 Property Records

Ottawa County property record for 553 E 16th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 988 sqft · built 1950
Lot Size	0.349 acres (15,202 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Jan 2021)
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-475-023`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-475-023`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,202 sqft (0.349 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	553 E 16TH ST
City	HOLLAND
State	MI
Zip	49423-3753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 2 VAN'S SUB
Legal Range	15W
Legal Township	5N
Legal Section	28
Legal Subdivision	VANS SUB
Legal Block	475
Legal Lot Number	2
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3035
Census Tract	25101

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	553 E 16TH ST, HOLLAND, MI 49423-3753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Warranty Deed, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC
Mar 19, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2021 · Amount on Record
Deed Sale	Jan 11, 2021 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	20211614
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 11, 2021
Property Address	553 E 16TH ST, HOLLAND, MI 49423-3753
Document Number	20210001614
Map Reference	LB 11 PG 15
Instrument Date	Dec 30, 2020
Instrument	2021-0001614
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,357.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	553 E 16TH ST, 553, HOLLAND, MI 49423-3753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1139 LINCOLN AVE, HOLLAND, MI 49423-5361

Mortgage

Document Number	20210001496
Date	Jan 11, 2021
Instrument	2021-0001496

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 19, 2018
Property Address	553 E 16TH ST, HOLLAND, MI 49423-3753
Document Number	20180009140
Map Reference	LB11 PG151
Instrument Date	Mar 14, 2018
Instrument	2018-0009140
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$937.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6095 KAISER RD, 6095, BENTON HARBOR, MI 49022-9739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 E 16TH ST, HOLLAND, MI 49423-3753

Mortgage

Document Number	20180009141
Date	Mar 19, 2018
Instrument	2018-0009141

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Mortgage

Document Number	20180009142
Date	Mar 19, 2018
Instrument	2018-0009142

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Holland Charter Township
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,300 (+31.5%)	$234,600 (+31.5%)
2025	$2,654.00 (+13.08%)
2023		$89,200	$178,400
2022	$2,347.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND TOWNSHIP CONSOLIDATED serves 26,100 people · EPA ID MI0003195
Water Source	Purchased surface water from WYOMING
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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