553 Bluff Rd, Drummonds, TN 38023 Property Records

Tipton County property record for 553 Bluff Rd, Drummonds, TN 38023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,051 sqft · built 1968
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$101,800 (May 2018)
Tax Bill	$480 (2025)
Deeds & Mortgages	Dec 2025 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`084114 01703`

Property Details

APN / Parcel Number

Primary APN	`084114 01703`
Alternative APN	`114 01703`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,051 sqft Living Area
1st Floor Area	1,051 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1989
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	553 BLUFF RD
City	DRUMMONDS
State	TN
Zip	38023-7601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: Q61
Legal Subdivision	TONEY HOWARD PROP
Jurisdiction	TIPTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1013
Census Tract	40100

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	553 BLUFF RD, DRUMMONDS, TN 38023-7601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 10, 2018	Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK
Dec 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2018 · Amount on Record
Deed Sale	May 10, 2018 · Amount on Record
Prior Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	213600
Deed Book / Page	1759 / 376
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	553 BLUFF RD, DRUMMONDS, TN 38023-7601
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 BLUFF RD, DRUMMONDS, TN 38023-7601

Mortgage

Document Number	0002108624
Date	Dec 29, 2025
Book Page	2108/624
Instrument	289035

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2041

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	May 10, 2018
Property Address	553 BLUFF RD, DRUMMONDS, TN 38023-7601
Document Number	0001759376
Book / Page	1759 / 376
Instrument Date	May 9, 2018
Instrument	213600
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 BLUFF RD, DRUMMONDS, TN 38023-7601

Mortgage

Document Number	1759379
Date	May 10, 2018
Book Page	1759/379
Instrument	213601

Lender

Name	PATRIOT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TIPTON TN
Recording Date	Dec 1, 2017
Property Address	553 BLUFF RD, DRUMMONDS, TN 38023-7601
Document Number	1742242
Book / Page	001742 / 000242
Instrument Date	Nov 27, 2017
Instrument	209523
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$129.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 BLUFF RD DRUMMONDS TN 380237601, DRUMMONDS, TN 38023-7601

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$480.00 (+6.67%)	$31,525 (-) Land $4,075 Building $27,450
2023		$31,525 (+42.81%) Land $4,075 Building $27,450
2022	$450.00	$22,075 Land $3,000 Building $19,075	$88,300 (-29.98%) Land $12,000 Building $76,300
2020			$126,100 Land $16,300 Building $109,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

May also be available: Right Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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