Mecklenburg County property record for 5529 Seacroft Rd, Charlotte, NC 28210
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,288 sqft · built 1959 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Sep 2023) |
| Tax Bill | $4,038 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 171-204-05 |
| Primary APN | 171-204-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 1,581 sqft |
| 1st Floor Area | 1,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 293 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5529 SEACROFT RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28210-3719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | P5 B7 M8-229 |
| Legal Subdivision | MONTCLAIRE |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3102 |
5529 Seacroft Rd is owned and occupied by two individuals who bought it in September 2023.
Source: Mecklenburg County records, as of April 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5529 SEACROFT RD, CHARLOTTE, NC 28210-3719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BANK |
| Sep 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage LOW VA RATES LLC |
| Oct 19, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Sep 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2023 · Amount on File |
| Deed Sale | Sep 25, 2023 · Amount on File |
| Prior Sale | Sep 24, 2020 · Amount on File |
| Deed Document Number | 202391486 |
| Deed Book / Page | 38390 / 359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 6, 2026 |
| Property Address | 5529 SEACROFT RD, CHARLOTTE, NC 28210-3719 |
| Document Number | 0000034527 |
| Book / Page | 40323 / 858 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202634527 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5529 SEACROFT RD, CHARLOTTE, NC 28210-3719 |
| Document Number | 0000034527, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 40323/858 |
| Instrument | 202634527 |
| Name | NBKC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 25, 2023 |
| Property Address | 5529 SEACROFT RD, CHARLOTTE, NC 28210-3719 |
| Document Number | 0000091486 |
| Book / Page | 38390 / 359 |
| Map Reference | MB 8 PG 229 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 2023091486 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3601 JOHNNY CAKE LN, CHARLOTTE, NC 28226-6635 |
| Name | Verified Name |
|---|---|
| Address | 5529 SEACROFT RD, CHARLOTTE, NC 28210-3719 |
| Document Number | 0000091487 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023091487 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5529 SEACROFT RD, CHARLOTTE, NC 28210-3719 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5529 SEACROFT RD, CHARLOTTE, NC 28210-3719 |
| Document Number | 0000144398 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 37720/643 |
| Instrument | 2022144398 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 20, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 24, 2020 |
| Property Address | 5529 SEACROFT RD, CHARLOTTE, NC 28210-3719 |
| Document Number | 0000155646 |
| Book / Page | 35094 / 932 |
| Map Reference | MB 8 PG 229 |
| Instrument Date | Sep 21, 2020 |
| Instrument | 2020155646 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 JOHNATHON LN, 127, EASLEY, SC 29640-6335 |
| Name | Verified Name |
|---|---|
| Address | 5529 SEACROFT RD, CHARLOTTE, NC 28210-3719 |
| Document Number | 0000155647 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020155647 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $513,100 Land $235,000 Building $278,100 | $513,100 Land $235,000 Building $278,100 | |
| 2024 | $4,038.00 (-18.44%) | ||
| 2023 | $4,951.00 | $513,100 Land $235,000 Building $278,100 | $513,100 Land $235,000 Building $278,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5529 Seacroft Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5529 Seacroft Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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