5529 Fordham St, Lubbock, TX 79416 Property Records

Lubbock County property record for 5529 Fordham St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,301 sqft · built 1975
Lot Size	0.161 acres (7,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$191,520 (Sep 2025)
Tax Bill	$2,340 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R41997`

Property Details

APN / Parcel Number

Primary APN	`R41997`
Alternative APN	`R9300000000001050000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,301 sqft Living Area
Gross Area	1,763 sqft
1st Floor Area	1,301 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,030 sqft (0.161 acres)
Lot Dimensions	113 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5529 FORDHAM ST
City	LUBBOCK
State	TX
Zip	79416-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN ESTATES L 105
Legal Subdivision	WESTERN ESTATES
Legal Lot Number	105
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2019
Census Tract	409

Owner

Source: Lubbock County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5529 FORDHAM ST, LUBBOCK, TX 79416-1125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Vendor's Lien, Transfer · ARM ALLIANCE CU
Jul 20, 2020	Vendor's Lien, Transfer · FHA Mortgage FIRST BANK & TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	202538096
Prior Transfer Date	Jul 16, 2020
Prior Transfer Doc	0000030031
Record Updated	Oct 29, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Sep 26, 2025
Property Address	5529 FORDHAM ST, LUBBOCK, TX 79416-1125
Document Number	0000038096
Map Reference	VOL 1361 PG 323
Instrument Date	Sep 25, 2025
Instrument	2025038096
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5529 FORDHAM ST, LUBBOCK, TX 79416-1125

Mortgage

Document Number	0000038097
Date	Sep 26, 2025
Instrument	2025038097

Lender

Name	ALLIANCE CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2040
Change Frequency	15 Years
Min Rate At Change	6.75%
Max Rate At Change	10.7%
Index	Prime Rate
Max Rate	10.7%

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 20, 2020
Property Address	5529 FORDHAM ST, LUBBOCK, TX 79416-1125
Document Number	0000030031
Map Reference	VOL 1361 PG 323
Instrument Date	Jul 16, 2020
Instrument	2020030031
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5529 FORDHAM ST, LUBBOCK, TX 79416-1125
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030032
Date	Jul 20, 2020
Instrument	2020030032

Lender

Name	FIRST BANK & TRUST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	0000030033
Date	Jul 20, 2020
Instrument	2020030033

Lender

Name	TEXAS DEPARTMENT OF HSNG & CMNTY AFFAIRS
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,340.00 (-10.52%)	$132,301 (-8.14%) Land $3,410 Building $128,891	$132,301 (-8.14%) Land $3,410 Building $128,891
2024	$2,615.00 (-2.32%)
2023	$2,677.00 (+12.01%)	$144,018 Land $3,410 Building $140,608	$144,018 Land $3,410 Building $140,608
2022	$2,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Rise Broadband Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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