5529 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 5529 E Bluff Dr, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,348 sqft · built 2020
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Oct 1997)
Tax Bill	$32,349 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`572689 84.76-1-9`

Property Details

APN / Parcel Number

Primary APN	`572689 84.76-1-9`
Alternative APNs	`268908407600010090000000` `0992-000`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,348 sqft Living Area
1st Floor Area	2,705 sqft
2nd Floor Area	1,643 sqft
Basement Area	1,519 sqft
Finished Basement	1,519 sqft
Game Room	Game Room

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Other
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	1 ft deep x 188 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	768 sqft
Pole Barn	Pole Barn
Boat Access	Boat Access
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0992-000
Street Address	5529 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	5
Census Block	5011
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town records · APN 572689 84.76-1-9

Assessment roll updated April 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5529 E BLUFF DR, PENN YAN, NY 14527-9066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA
Mar 02, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 1997 · Amount on Record
Deed Sale	Oct 17, 1997 · Amount on Record
Deed Book / Page	395 / 289
Last Transfer Date	May 21, 2012
Transfer Doc	0DE653/054
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	5529 E BLUFF DR, PENN YAN, NY 14527-9066
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00DA407/51
Date	Mar 02, 2020
Book Page	DA 407/51
Instrument	2020-00000560

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	8.12%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	5529 E BLUFF DR, PENN YAN, NY 14527-9066
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1151/269
Date	Mar 02, 2020
Book Page	MT 1151/269
Instrument	2020-00000559

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town records · Assessment roll updated April 21, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32,349.00 (+89.04%)	$2,279,700 (+66.82%) Land $586,800 Building $1,692,900	$2,425,213 (+50.84%) Land $624,255 Building $1,800,958
2023		$1,366,600 Land $527,200 Building $839,400	$1,607,765 Land $620,235 Building $987,530
2020	$17,112.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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