5528 Trent St, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 5528 Trent St, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 6,010 sqft · built 2024
Lot Size	0.186 acres (8,104 sqft)
Owner	2 Individual Names on File
Last Sale	$3,000,000 (Jan 2026)
Tax Bill	$35,741 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-00535576`

Property Details

APN / Parcel Number

Primary APN	`07-00535576`
Alternative APN	`00535576`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,010 sqft Living Area
Gross Area	6,697 sqft
1st Floor Area	2,205 sqft
Basement Area	1,600 sqft
Finished Basement	1,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Stone
Roof Material	Composition Shingle
Lot Area	8,104 sqft (0.186 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00535576
Street Address	5528 TRENT ST
City	CHEVY CHASE
State	MD
Zip	20815-5512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	SOMERSET HGTS
Legal Subdivision	SOMERSET HEIGHTS
Legal Block	EYE
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	3
Census Block	3003
Census Tract	705502

Owner

5528 Trent St is owned and occupied by two individuals who bought it in January 2026.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5528 TRENT ST, CHEVY CHASE, MD 20815-5512
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage CHURCH STREET CAPITAL LLC
Nov 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
May 2, 2025	Deed of Trust, Mortgage · Line of Credit CAPITAL BANK NA
Jan 22, 2026	Deed, Transfer · Conventional Mortgage PNC BANK NA
Apr 10, 2023	Special Warranty Deed, Transfer · FHA Mortgage CAPITAL BANK NA
Mar 16, 2017	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2026 · Amount on File
Deed Sale	Jan 22, 2026 · Amount on File
Prior Sale	Apr 10, 2023 · Amount on File
Deed Book / Page	70062 / 101
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	5528 TRENT ST, CHEVY CHASE, MD 20815-5512
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	TITLE FORWARD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0666210404
Date	Dec 30, 2022
Book Page	66621/404

Lender

Name	CHURCH STREET CAPITAL LLC
Type	Non-Lending Institution
Address	ROCKVILLE, MD 20850

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	5528 TRENT ST, CHEVY CHASE, MD 20815-5512
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	TITLE FORWARD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 TRENT ST, CHEVY CHASE, MD 20815-5512

Mortgage

Document Number	0665220044
Date	Nov 22, 2022
Book Page	66522/44

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	5 Months
Due	Apr 1, 2023

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	5528 TRENT ST, CHEVY CHASE, MD 20815-5512
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5614 CONNECTICUT AVE NW 156, WASHINGTON, DC 20015-2604

Mortgage

Document Number	0691270445
Date	May 2, 2025
Book Page	69127/445

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 22, 2026
Property Address	5528 TRENT ST, CHEVY CHASE, MD 20815-5512
Document Number	0700620101
Book / Page	70062 / 101
Map Reference	MB 38 PL 2624
Instrument Date	Jan 15, 2026
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5528 TRENT ST, CHEVY CHASE, MD 20815-5512

Mortgage

Document Number	0070062110
Date	Jan 22, 2026
Instrument	70062/110

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.75%

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 10, 2023
Property Address	5528 TRENT ST, CHEVY CHASE, MD 20815-5512
Document Number	0668870209
Book / Page	66887 / 209
Map Reference	MB 38 PL 2624
Instrument Date	Dec 7, 2022
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Tax	$5,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5101 RIVER RD APT 1018, 1018, BETHESDA, MD 20816-1568

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3602 ORDWAY ST NW, WASHINGTON, DC 20016-3176

Mortgage

Document Number	0066887218
Date	Apr 10, 2023
Instrument	66887/218

Lender

Name	CAPITAL BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	5528 TRENT ST, CHEVY CHASE, MD 20815-5512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0539760465
Date	Mar 16, 2017
Book Page	53976/465

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	409 Months
Due	Apr 29, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5528 Trent St was $35,741.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Somerset Town
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,025,633 (+8.63%)	$3,265,900 (-) Land $1,025,900 Building $2,240,000
2025	$35,741.00	$2,785,367	$3,265,900 Land $1,025,900 Building $2,240,000
2023		$1,148,433	$1,173,600 Land $977,100 Building $196,500
2022	$12,986.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5528 Trent St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (2012–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5528 Trent St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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