5528 S Ruby St N, Fort Mohave, AZ 86426 Property Records

Mohave County property record for 5528 S Ruby St N, Fort Mohave, AZ 86426

Property Summary

Property Type	Mobile Home
Details	1,119 sqft · built 1987
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Jan 2022)
Tax Bill	$401 (2025)
Deeds & Mortgages	May 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`226-06-033`

Property Details

APN / Parcel Number

Primary APN	`226-06-033`
Alternative APN	`R22606033`

Interior

Stories	2 Stories
Building Area	1,119 sqft Living Area
1st Floor Area	1,119 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,900 sqft (0.158 acres)
Porch	Porch
Porch Area	585 sqft
Utility Building	177 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	R22606033
Street Address	5528 S RUBY ST N
City	FORT MOHAVE
State	AZ
Zip	86426-6061
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	PEBBLE LAKE UNIT 3 TRACT 1189C LOT 466 T19N R22W SEC 34
Legal Range	22W
Legal Township	19N
Legal Section	34
Legal Subdivision	PEBBLE LAKE UNIT 3
Legal Tract	1189C
Legal Lot Number	466
Legal Unit	3
Jurisdiction	MOHAVE AZ
Township / Civil Division	BULLHEAD CITY
Census Block Group	2
Census Block	2010
Census Tract	952006

Owner

5528 S Ruby St N, a mobile home, is owned by an individual who bought it in January 2022.

Source: Mohave County records, as of June 15, 2026

Owner of Record	Individual Name on File
Mailing Address	8924 S CALLE DEL MEDIA, MOHAVE VALLEY, AZ 86440-9307
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Prior Sale	Apr 21, 2005 · Amount on File
Deed Document Number	20224260
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOHAVE AZ
Property Address	5528 S RUBY ST N, FORT MOHAVE, AZ 86426-6061
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 S RUBY ST N, FORT MOHAVE, AZ 86426-6061

Mortgage

Document Number	0000030226
Date	May 6, 2022
Instrument	2022030226

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	BULLHEAD CITY, AZ 86442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOHAVE AZ
Recording Date	Jan 21, 2022
Property Address	5528 S RUBY ST N, FORT MOHAVE, AZ 86426-6061
Document Number	0000004261
Map Reference	DOC 80-20251
Instrument Date	Jan 3, 2022
Instrument	2022004261
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 S RUBY ST N, FORT MOHAVE, AZ 86426-6061

Mortgage

Document Number	0000004262
Date	Jan 21, 2022
Instrument	2022004262

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000004264
Date	Jan 21, 2022
Instrument	2022004264

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOHAVE AZ
Recording Date	Jan 21, 2022
Property Address	5528 S RUBY ST N, FORT MOHAVE, AZ 86426-6061
Document Number	0000004260
Map Reference	DOC 80-20251
Instrument Date	Jan 3, 2022
Instrument	2022004260
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 MONTEREY ST, NEEDLES, CA 92363-3810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8924 S CALLE DEL MEDIA, MOHAVE VALLEY, AZ 86440-9307

Mortgage

Document Number	0000030226
Date	Jan 21, 2022
Instrument	2022030226

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0000004264
Date	Jan 21, 2022
Instrument	2022004264

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5528 S Ruby St N was $401, up 116.8% from the year before.

Source: Mohave County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Mohave County
Secondary School District	Colorado River Union High School District (09 - 12)
Elementary School District	Mohave Valley Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$52,678 (+7.95%) Land $19,528 Building $33,150
2026			$48,798 Land $17,221 Building $31,577
2025	$401.00 (+116.76%)	$4,582 (+1.51%)
2024	$185.00	$4,514	$45,816 (+1.51%) Land $14,814 Building $31,002
2023			$45,135 Land $13,347 Building $31,788
2020	$302.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5528 S Ruby St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5528 S Ruby St N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERMUDA WATER COMPANY INC public/private · serves 25,000 people · EPA ID AZ0408063
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	44 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Optimum Cable	940 / 35
isp.net Fixed Wireless	200 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: FMTV, Verizon.

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