5528 Lancaster Ln, Commerce Township, MI 48382 Property Records

Oakland County property record for 5528 Lancaster Ln, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,701 sqft · built 2001
Lot Size	0.306 acres (13,329 sqft)
Owner	2 Individual Names on File
Last Sale	$426,000 (Aug 2016)
Tax Bill	$4,704 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E-17-03-451-090`

Property Details

APN / Parcel Number

Primary APN	`E-17-03-451-090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,701 sqft Living Area
1st Floor Area	1,560 sqft
Basement Area	1,492 sqft
Unfinished Basement	1,492 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	68.3 ft deep x 65 ft wide
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	63 sqft
Deck Area	316 sqft
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	5528 LANCASTER LN
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-2887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 3 CROSS CREEK OF COMMERCE LOT 44 4-10-00 FR 045
Legal Range	08E
Legal Township	02N
Legal Section	03
Legal Subdivision	COMMERCE
Legal Lot Number	4,44
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1002
Census Tract	134000

Owner

5528 Lancaster Ln is owned and occupied by two individuals who bought it in August 2016.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5528 LANCASTER LN, COMMERCE TOWNSHIP, MI 48382-2887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2016 · Amount on File
Deed Sale	Aug 30, 2016 · Amount on File
Prior Sale	May 7, 2002 · Amount on File
Deed Document Number	20165655
Deed Book / Page	49759 / 204
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	5528 LANCASTER LN, COMMERCE TOWNSHIP, MI 48382-2887
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 LANCASTER LN, COMMERCE TOWNSHIP, MI 48382-2887

Mortgage

Document Number	0000234127
Date	Sep 30, 2021
Book Page	56934/213
Instrument	234127

Lender

Name	REALI LOANS INC
Type	Mortgage Company
Address	SAN MATEO, CA 94404

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5528 Lancaster Ln was $4,704 with a homeowner's exemption, down 38.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,704.00 (-38.6%) Homeowner's exemption	$278,900	$557,800
2024	$7,661.00
2023		$236,160	$472,320
2021	$6,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5528 Lancaster Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5528 Lancaster Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDARBROOK ESTATES private · serves 1,728 people · EPA ID MI0040375
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COMMERCE TOWNSHIP
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20