Frederick County property record for 5528 Hayloft Ct, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,540 sqft · built 1983 |
| Lot Size | 1.68 acres (73,616 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $18,000 (Feb 1983) |
| Tax Bill | $5,748 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-435845 |
| Primary APN | 23-435845 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 3,116 sqft |
| 1st Floor Area | 1,928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 73,616 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 435845 |
|---|---|
| Street Address | 5528 HAYLOFT CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6988 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 41 SEC 1 PLAT 3 1.693 ACRES HAYLOFT CT. HILLSIDE ESTATES |
| Legal Subdivision | HILLSIDE ESTATES |
| Legal Lot Number | 41 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 751004 |
5528 Hayloft Ct is owned and occupied by two individuals who bought it in February 1983.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5528 HAYLOFT CT, FREDERICK, MD 21703-6988 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Dec 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREDERICK COUNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 1983 · Amount on File |
| Deed Sale | Feb 1, 1983 · Amount on File |
| Deed Book / Page | 1411 / 853 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5528 HAYLOFT CT, FREDERICK, MD 21703-6988 |
| Document Number | 0133690096 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5528 HAYLOFT CT FREDERICK MD 217036988, FREDERICK, MD 21703-6988 |
| Document Number | 0133690096 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 013369/000096 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5528 HAYLOFT CT, FREDERICK, MD 21703-6988 |
| Document Number | 0127710291 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Name | Verified Name |
|---|---|
| Address | 5528 HAYLOFT CT FREDERICK MD 217036988, FREDERICK, MD 21703-6988 |
| Document Number | 0127710291 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 012771/000291 |
| Name | FREDERICK COUNTY |
|---|---|
| Address | 12 E CHURCH ST, FREDERICK, MD 21701-5402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 5528 Hayloft Ct was $5,748 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $565,800 Land $110,500 Building $455,300 | $565,800 Land $110,500 Building $455,300 | |
| 2025 | $5,748.00 | ||
| 2023 | $3,409.00 Homeowner's exemption | $412,000 Land $110,500 Building $301,500 | $412,000 Land $110,500 Building $301,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5528 Hayloft Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5528 Hayloft Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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