5528 E Virginia Ave, Phoenix, AZ 85008 Property Records

Maricopa County property record for 5528 E Virginia Ave, Phoenix, AZ 85008

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,573 sqft · built 1976
Lot Size	0.138 acres (6,016 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Jun 2025)
Tax Bill	$2,691 (2025)
Deeds & Mortgages	Jun 2022 Reverse Mortgage May 2021 Reverse Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`126-24-085`

Property Details

APN / Parcel Number

Primary APN	`126-24-085`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,573 sqft Living Area
1st Floor Area	1,573 sqft

Exterior

Year Built	Built 1976
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,016 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	5528 E VIRGINIA AVE
City	PHOENIX
State	AZ
Zip	85008-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PAPAGO SEVENTY SIX MCR 183-16
Legal Range	04E
Legal Township	02N
Legal Section	32
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	PAPAGO SEVENTY SIX LOTS 1 THROUGH 75
Legal Lot Number	68
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	4
Census Block	4001
Census Tract	111201

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
May 4, 2021	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 20, 2025	Warranty Deed, Transfer · Conventional Mortgage MARKETLINE MORTGAGE LLC
Jul 2, 2020	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage MUTUAL/OMAHA MTG LLC
Dec 26, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Dec 31, 2019	Affidavit of Death, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Dec 31, 2019	Intrafamily Transfer, Transfer · Reverse Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Dec 31, 2019
Deed Document Number	20250355313
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708

Mortgage

Document Number	0000485100
Date	Jun 8, 2022
Instrument	20220485100

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	882 Months
Due	Dec 23, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.36%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	9.36%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708

Mortgage

Document Number	0000499561
Date	May 4, 2021
Instrument	20210499561

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	895 Months
Due	Dec 23, 2095

Interest

Rate Type	Adjustable Rate
Rate	2.57%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Index	1-Year CMT

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 20, 2025
Property Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708
Document Number	0000355313
Map Reference	MB 183 PG 16
Instrument Date	Jun 20, 2025
Instrument	20250355313
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	PRODIGY TITLE AGENCY INC, PROPY T&E AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708

Mortgage

Document Number	0000355314
Date	Jun 20, 2025
Instrument	20250355314

Lender

Name	MARKETLINE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000592016
Date	Jul 2, 2020
Instrument	20200592016

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	905 Months
Due	Dec 23, 2095

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708
Document Number	0000592016
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5528 E VIRGINIA AVE PHOENIX AZ 850081708, PHOENIX, AZ 85008-1708

Mortgage

Document Number	0000592016
Date	Aug 5, 2020
Instrument	592016

Lender

Name	MUTUAL/OMAHA MTG LLC
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Aug 4, 2095

Interest

Rate Type	Adjustable Rate
Rate	4%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708
Document Number	0000708112
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5528 E VIRGINIA AVE PHOENIX AZ 850081708, PHOENIX, AZ 85008-1708

Mortgage

Document Number	0000708112
Date	Aug 5, 2020
Instrument	708112

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	900 Months
Due	Aug 4, 2095

Interest

Rate Type	Adjustable Rate
Rate	4%

December 2019: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	MARICOPA AZ
Recording Date	Dec 31, 2019
Property Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708
Document Number	0001062661
Instrument Date	Dec 6, 2019
Instrument	1062661
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5528 E VIRGINIA AVE PHOENIX AZ 850081708, PHOENIX, AZ 85008-1708

Mortgage

Document Number	1062663
Date	Dec 31, 2019
Instrument	1062663

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Dec 30, 2095

Interest

Rate Type	Adjustable Rate
Rate	4%

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 31, 2019
Property Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708
Document Number	0001062660
Map Reference	MB 183 PG 16
Instrument Date	Dec 4, 2019
Instrument	20191062660
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5528 E VIRGINIA AVE, PHOENIX, AZ 85008-1708

Mortgage

Document Number	0001062662
Date	Dec 31, 2019
Instrument	20191062662

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jan 1, 2021
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Balsz Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,600 (-5.59%)	$476,000 (-5.59%) Land $95,200 Building $380,800
2025	$2,691.00 (+7.77%)
2024		$50,420	$504,200 Land $100,800 Building $403,400
2023	$2,497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AirFiber WISP, GeoLinks.

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