5528 Citation Ct, Lady Lake, FL 32159 Property Records

Lake County property record for 5528 Citation Ct, Lady Lake, FL 32159

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,127 sqft · built 2005
Lot Size0.58 acres (25,243 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Jul 2026)
Tax Bill$6,672 (2025)
Deeds & MortgagesJul 2026 Sale
Apr 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-18-24-0500-00N-00800

Property Details

APN / Parcel Number

Primary APN13-18-24-0500-00N-00800
Alternative APNs
  • 241813050000N00800
  • 3391055

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,127 sqft Living Area
Gross Area4,385 sqft
1st Floor Area3,127 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area25,243 sqft (0.58 acres)
View / LotGolf Course
Garage TypeAttached
Garage Area746 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area575 sqft
Deck AreaDeck Area
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3391055
Street Address5528 CITATION CT
CityLADY LAKE
StateFL
Zip32159-6023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionHARBOR HILLS UNIT 1 LOT 8 BLK N PB 30 PGS 13-27 ORB 5696 PG 1419 ORB 6314 PG 404
Legal Range24E
Legal Township18S
Legal Section13
Legal SubdivisionHARBOR HILLS UNIT
Legal Tract0500
Legal BlockN
Legal Lot Number8
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group2
Census Block2007
Census Tract30410

Owner

5528 Citation Ct is owned and occupied by two individuals who bought it in July 2026.

Source: Lake County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address5528 CITATION CT, LADY LAKE, FL 32159-6023
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 10, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 27, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2026 · Amount on File
Deed SaleJul 14, 2026 · Amount on File
Prior SaleApr 27, 2021 · Amount on File
Deed Document Number202685849
Deed Book / Page6775 / 1335
Prior Transfer DateApr 2, 2024
Prior Transfer Doc0063140404
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJul 14, 2026
Property Address5528 CITATION CT, LADY LAKE, FL 32159-6023
Document Number0000085849
Book / Page6775 / 1335
Instrument DateJul 8, 2026
Instrument202685849
Transaction TypeTransfer
Record UpdatedJul 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$466,620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5528 CITATION CT, LADY LAKE, FL 32159-6023
InvestorPossibly a Property Investor

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE FL
Recording DateApr 10, 2024
Property Address5528 CITATION CT, LADY LAKE, FL 32159-6023
Document Number0063140404
Book / Page6314 / 404
Map ReferenceMB 30 PG 13-27
Instrument DateApr 2, 2024
Instrument2024041434
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5528 CITATION CT, LADY LAKE, FL 32159-6023

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address5528 CITATION CT, LADY LAKE, FL 32159-6023

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateApr 27, 2021
Property Address5528 CITATION CT, LADY LAKE, FL 32159-6023
Document Number0056961419
Book / Page5696 / 1419
Map ReferenceMB 30 PG 13-27
Instrument DateMar 25, 2021
Instrument2021057724
Transaction TypeTransfer
Record UpdatedApr 30, 2024
Title CompanyEQUITABLE TITLE/CELEBRATION, EQUITABLE TTL OF CELEBRATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9508 SAN FENUDO CT, HOWEY IN HLS, FL 34737

Transferred To (Grantee/Buyer)

NameVerified Name
Address5528 CITATION CT, LADY LAKE, FL 32159-6023

Mortgage

Document Number0056961422
DateApr 27, 2021
Instrument5696/1422
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5528 Citation Ct was $6,672 with a homeowner's exemption, up 2.4% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$482,390 (+2.9%)$524,817 (-) Land $110,000 Building $414,817
2025$6,672.00 (+2.38%) Homeowner's exemption$468,800 Land $110,000 Building $358,800$524,817 Land $110,000 Building $414,817
2024$6,517.00 (+6.96%)
2023$6,093.00 (+4.21%) Homeowner's exemption$442,320 (+3%)$509,615 (+18.36%) Land $110,000 Building $399,615
2022$5,847.00 Homeowner's exemption$429,446$430,566 Land $68,200 Building $362,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5528 Citation Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5528 Citation Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARBOR HILLS - 2 WTPS
public/private · serves 1,219 people · EPA ID FL3354781
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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