5528 1st St, Lubbock, TX 79416 Property Records

Lubbock County property record for 5528 1st St, Lubbock, TX 79416

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,541 sqft · built 1973
Lot Size0.167 acres (7,280 sqft)
OwnerIndividual Name on File
Last Sale$138,750 (Jan 2024)
Tax Bill$3,278 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR85748

Property Details

APN / Parcel Number

Primary APNR85748

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,541 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,280 sqft (0.167 acres)
Lot Dimensions112 ft deep x 65 ft wide
Garage Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5528 1ST ST
CityLUBBOCK
StateTX
Zip79416-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionWEST WIND L 177
Legal SubdivisionWEST WIND
Legal Lot Number1770
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2002
Census Tract411

Owner

5528 1st St is owned by an individual who bought it in January 2024.

Source: Lubbock County records, as of February 19, 2026

Owner of RecordIndividual Name on File
Mailing Address511 SAN GABRIEL DR, LIBERTY HILL, TX 78642-5749
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2024Vendor's Lien, Transfer · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Jan 21, 2021Vendor's Lien, Transfer · Conventional Mortgage
FIRST RATE FINANCIAL GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 2, 2024 · Amount on File
Deed SaleJan 2, 2024 · Amount on File
Prior SaleJan 21, 2021
Deed Document Number2024000001
Record UpdatedJun 8, 2026

January 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJan 2, 2024
Property Address5528 1ST ST, LUBBOCK, TX 79416-1416
Document Number0000000001
Map ReferenceVOL 1290 PG 899
Instrument DateDec 28, 2023
Instrument2024000001
Transaction TypeTransfer
Record UpdatedJan 11, 2024
Title CompanyHUB CITY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 SAN GABRIEL DR, LIBERTY HILL, TX 78642-5749

Mortgage

Document Number0000000002
DateJan 2, 2024
Instrument2024000002
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2054
Prepayment Penalty00 Months

January 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJan 21, 2021
Property Address5528 1ST ST, LUBBOCK, TX 79416-1416
Document Number0000003188
Map ReferenceVOL 1290 PG 899
Instrument DateJan 20, 2021
Instrument2021003188
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5528 1ST ST, LUBBOCK, TX 79416-1416

Mortgage

Document Number0000003189
DateJan 21, 2021
Instrument2021003189
Lender
NameFIRST RATE FINANCIAL GROUP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 5528 1st St was $3,278, down 2.6% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,278.00 (-2.56%)$185,262 Land $5,525 Building $179,737$185,262 Land $5,525 Building $179,737
2024$3,364.00 (+5.42%)
2023$3,191.00 (+0.13%)$171,716 Land $5,525 Building $166,191$171,716 Land $5,525 Building $166,191
2022$3,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5528 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5528 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
1,000 / 1,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on 1st St

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