St. Louis County property record for 5527 W 8th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 1,459 sqft · built 1919 |
| Lot Size | 0.093 acres (4,079 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,764 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-05980 |
| Primary APN | 010-4520-05980 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,459 sqft Gross Area |
| 1st Floor Area | 809 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,079 sqft (0.093 acres) |
| Garage Area | 400 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 24 sqft |
| Deck Area | 104 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 761747 |
|---|---|
| Street Address | 5527 W 8TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WLY 14 FT OF LOT 3 AND LOT 4 EX WLY 1212/100 FT OF NLY 36 45/100 F SERIAL # |
| Legal Subdivision | WEST DULUTH SIXTH DIVISION |
| Legal Block | 44 |
| Legal Lot Number | 3-4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3000 |
5527 W 8th St is owned and occupied by an individual who acquired it in May 2004.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5527 W 8TH ST, DULUTH, MN 55807-1369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN NAT'L BK |
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 24, 2004 |
| Transfer Doc | 0000892025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5527 W 8TH ST, DULUTH, MN 55807-1369 |
| Document Number | 00T1024927 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5527 W 8TH ST DULUTH MN 558071369, DULUTH, MN 55807-1369 |
| Document Number | 00T1024927 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | T1024927 |
| Name | WESTERN NAT'L BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 5527 W 8TH ST, DULUTH, MN 55807-1369 |
| Document Number | 00A1383728 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5527 W 8TH ST DULUTH MN 558071369, DULUTH, MN 55807-1369 |
| Document Number | 00A1383728 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | A1383728 |
| Name | WESTERN NAT'L BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 25, 2050 |
The 2026 property tax bill for 5527 W 8th St was $2,764 with a homeowner's exemption, up 12.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,764.00 (+12.82%) Homeowner's exemption | ||
| 2025 | $2,450.00 (-4.15%) Homeowner's exemption | $231,900 (+14.29%) Land $10,600 Building $221,300 | $231,900 (+14.29%) Land $10,600 Building $221,300 |
| 2024 | $2,556.00 | $202,900 Land $11,300 Building $191,600 | $202,900 Land $11,300 Building $191,600 |
| 2022 | $196,700 Land $10,400 Building $186,300 | $196,700 Land $10,400 Building $186,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5527 W 8th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5527 W 8th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 583 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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