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5527 Saddleback Ct, The Villages (Lady Lake), FL 32159 Property Records

Lake County property record for 5527 Saddleback Ct, The Villages, FL 32159

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,621 sqft · built 2005
Lot Size0.674 acres (29,363 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Mar 2019)
Tax Bill$5,778 (2024)
Deeds & MortgagesFeb 2022 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-18-24-0500-00G-02500

Property Details

APN / Parcel Number

Primary APN13-18-24-0500-00G-02500
Alternative APNs
  • 241813050000G02500
  • 3390466

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,621 sqft Living Area
Gross Area3,303 sqft
1st Floor Area2,288 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialTile
Lot Area29,363 sqft (0.674 acres)
Garage TypeAttached
Garage Area682 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area333 sqft
Deck AreaDeck Area
Patio Area302 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3390466
Street Address5527 SADDLEBACK CT
CityTHE VILLAGES
StateFL
Zip32159-6011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionHARBOR HILLS UNIT 1 LOT 25 BLK G PB 30 PGS 13-27 ORB 5255 PG 1994
Legal Range24E
Legal Township18S
Legal Section13
Legal SubdivisionHARBOR HILLS UNIT
Legal Tract0500
Legal BlockG
Legal Lot Number25
JurisdictionLAKE FL
Township / Civil DivisionFRUITLAND PARK-LADY LAKE
Census Block Group2
Census Block2000
Census Tract30410

Owner

5527 Saddleback Ct is owned and occupied by two individuals who bought it in March 2019.

Source: Lake County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address5527 SADDLEBACK CT, LADY LAKE, FL 32159-6011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
ZILLOW HOME LOANS LLC
Mar 29, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2019 · Amount on File
Deed SaleMar 29, 2019 · Amount on File
Prior SaleApr 1, 2016 · Amount on File
Deed Document Number201934335
Deed Book / Page5255 / 1994
Prior Transfer DateApr 22, 2016
Prior Transfer Doc0047750762
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address5527 SADDLEBACK CT, LADY LAKE, FL 32159-6011
Transaction TypeMortgage
Record UpdatedMay 18, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5527 SADDLEBACK CT, LADY LAKE, FL 32159-6011

Mortgage

Document Number0058931679
DateFeb 9, 2022
Book Page5893/1679
Instrument2022018753
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJan 28, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address5527 SADDLEBACK CT, LADY LAKE, FL 32159-6011
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5527 SADDLEBACK CT, LADY LAKE, FL 32159-6011

Mortgage

Document Number0055760919
DateNov 4, 2020
Book Page5576/919
Instrument2020123817
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
AddressLEAWOOD, KS 66211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMar 29, 2019
Property Address5527 SADDLEBACK CT, LADY LAKE, FL 32159-6011
Document Number0052551994
Book / Page005255 / 001994
Instrument DateMar 18, 2019
Instrument34335
Transaction TypeTransfer
Record UpdatedApr 8, 2019
Title CompanyFREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5527 SADDLEBACK CT LADY LAKE FL 321596011, LADY LAKE, FL 32159-6011

Mortgage

Document Number52551996
DateMar 29, 2019
Book Page005255/001996
Instrument34336
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 28, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$396,574 (-) Land $80,000 Building $316,574$396,574 (-) Land $80,000 Building $316,574
2025$396,574 Land $80,000 Building $316,574$396,574 Land $80,000 Building $316,574
2024$5,778.00 (+9.81%)
2023$5,262.00 (+19.05%)$384,231 (+28.23%)$384,231 (+28.23%) Land $80,000 Building $304,231
2022$4,420.00$299,650$299,650 Land $48,000 Building $251,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5527 Saddleback Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5527 Saddleback Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARBOR HILLS - 2 WTPS
public/private · serves 1,219 people · EPA ID FL3354781
Water SourceGroundwater
Last State InspectionJan 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

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