5527 120th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5527 120th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 2021
Lot Size	0.191 acres (8,321 sqft)
Owner	Trust Name on File
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R341711`

Property Details

APN / Parcel Number

Primary APN	`R341711`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,904 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,321 sqft (0.191 acres)
Garage Area	506 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5527 120TH ST
City	LUBBOCK
State	TX
Zip	79424-8443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONEWOOD ESTATES L 347
Legal Subdivision	STONEWOOD ESTATES
Legal Lot Number	3470
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2030
Census Tract	10421

Owner

5527 120th St is owner-occupied and held in a trust since April 2022.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	5527 120TH ST, LUBBOCK, TX 79424-8443
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit CITY BANK
Apr 19, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022
Deed Sale	Apr 19, 2022
Deed Document Number	2022018620
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	5527 120TH ST, LUBBOCK, TX 79424-8443
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000060348
Date	Nov 24, 2021
Instrument	2021060348

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	15 Months
Due	Nov 23, 2022

April 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 19, 2022
Property Address	5527 120TH ST, LUBBOCK, TX 79424-8443
Document Number	0000018620
Map Reference	FILE 2021026351
Instrument Date	Apr 15, 2022
Instrument	2022018620
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	5527 120 TH ST, LUBBOCK, TX 79424-8443

Mortgage

Document Number	0000018621
Date	Apr 19, 2022
Instrument	2022018621

Lender

Name	FIRST BANK & TRUST
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5527 120th St was $5,215 with a homeowner's exemption, down 8.3% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,215.00 (-8.27%) Homeowner's exemption	$331,016 Land $52,006 Building $279,010	$331,016 Land $52,006 Building $279,010
2024	$5,685.00 (-0.72%)
2023	$5,726.00 (+88.67%) Homeowner's exemption	$327,701 Land $52,006 Building $275,695	$327,701 Land $52,006 Building $275,695
2022	$3,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5527 120th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5527 120th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Metronet, Verizon.

Nearby Properties on 120th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures