Martin County property record for 5526 SE Horizon Ave, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,510 sqft · built 2018 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (May 2023) |
| Tax Bill | $5,901 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-38-41-003-156-0012.0-0-0000 |
| Primary APN | 51-38-41-003-156-0012.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| Gross Area | 2,239 sqft |
| 1st Floor Area | 1,510 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Concrete Masonry Porch |
| Porch Area | 251 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1115707 |
|---|---|
| Street Address | 5526 SE HORIZON AVE |
| City | STUART |
| State | FL |
| Zip | 34997-3144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 BLOCK 156 COSTNERS SUBDIVISION ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 3 PAGE 54 PUBLIC RECORDS MARTIN COUNTY FLORIDA TOGETHER WITH THE EASTERLY ONE-HALF OF THE ABANDONED ALLEY LYING WESTERLY AND ADJACENT TO LOT 12 RECORDED IN O |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 51 |
| Legal Subdivision | COSTNERS |
| Legal Block | 156 |
| Legal Lot Number | 12 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 1200 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5526 SE HORIZON AVE, STUART, FL 34997-3144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN LIBERTY MORTGAGE INC |
| Feb 13, 2019 | Warranty Deed, Subdivision Related Transfer · ARM PMAC LENDING SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2023 · Amount on Record |
| Deed Sale | May 15, 2023 · Amount on Record |
| Prior Sale | Feb 13, 2019 · Amount on Record |
| Deed Document Number | 20233016076 |
| Deed Book / Page | 3374 / 1809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | May 15, 2023 |
| Property Address | 5526 SE HORIZON AVE, STUART, FL 34997-3144 |
| Document Number | 0033741809 |
| Book / Page | 3374 / 1809 |
| Map Reference | MB 3 PG 54 |
| Instrument Date | May 11, 2023 |
| Instrument | 3016076 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 CAROLINE CT, PORT JEFFERSON STATION, NY 11776-4261 |
| Name | Verified Name |
|---|---|
| Address | 5526 SE HORIZON AVE, STUART, FL 34997-3144 |
| Document Number | 0033741810 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 3374/1810 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 5526 SE HORIZON AVE, STUART, FL 34997-3144 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5526 SE HORIZON AVE, STUART, FL 34997-3144 |
| Document Number | 0031981570 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 3198/1570 |
| Instrument | 2868741 |
| Name | AMERICAN LIBERTY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Feb 13, 2019 |
| Property Address | 5526 SE HORIZON AVE, STUART, FL 34997-3144 |
| Document Number | 0030411207 |
| Book / Page | 3041 / 1207 |
| Map Reference | MB 3 PG 54 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 2738767 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,044.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6123 LYONS RD, 6123, COCONUT CREEK, FL 33073-4738 |
| Name | Verified Name |
|---|---|
| Address | 5526 SE HORIZON AVE, STUART, FL 34997-3144 |
| Document Number | 0002738768 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 2738768 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 7.37% |
| Index | 1-Year LIBOR |
| Max Rate | 11.3% |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,901.00 (-0.71%) Additional exemption filed | $387,171 (+37.43%) | $398,300 (+8.15%) Land $120,000 Building $278,300 |
| 2024 | $5,943.00 (+34.06%) | ||
| 2023 | $4,433.00 (+7.65%) Additional exemption filed | $281,730 (+6.66%) | $368,280 (+21.48%) Land $95,000 Building $273,280 |
| 2022 | $4,118.00 Homeowner's exemption | $264,143 | $303,160 Land $87,550 Building $215,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1994–2004) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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