5526 S Clay Ave, Springfield, MO 65810 Property Records

Greene County property record for 5526 S Clay Ave, Springfield, MO 65810

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,289 sqft · built 1973
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,400 (Oct 2021)
Tax Bill	$2,733 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-18-24-405-004`

Property Details

APN / Parcel Number

Primary APN	`88-18-24-405-004`
Alternative APN	`1824405004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,289 sqft Living Area
1st Floor Area	1,696 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2019
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	130 ft deep x 95 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	881824405004
Street Address	5526 S CLAY AVE
City	SPRINGFIELD
State	MO
Zip	65810-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHEROKEE ESTS 1ST ADD LOT 21
Legal Range	22W
Legal Township	28N
Legal Section	24
Legal Subdivision	CHEROKEE ESTS 1ST ADD
Legal Block	405
Legal Lot Number	21
Jurisdiction	GREENE MO
Township / Civil Division	CHEROKEE
Census Block Group	2
Census Block	2045
Census Tract	4003

Owner

Source: Greene County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5526 S CLAY AVE, SPRINGFIELD, MO 65810-2906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Nov 7, 2019	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Mar 19, 2020	Warranty Deed, Transfer · Conventional Mortgage ASSEMBLIES OF GOD CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	202151599
Deed Book / Page	2021 / 5159921
Prior Transfer Date	Jan 11, 2010
Prior Transfer Doc	0000000105
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Oct 15, 2021
Property Address	5526 S CLAY AVE, SPRINGFIELD, MO 65810-2906
Document Number	0000005159
Book / Page	2021 / 51599-21
Instrument Date	Oct 13, 2021
Instrument	51599-21
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5526 S CLAY AVE, SPRINGFIELD, MO 65810-2906

Mortgage

Document Number	0000005160
Date	Oct 15, 2021
Instrument	51600-21

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE MO
Property Address	5526 S CLAY AVE, SPRINGFIELD, MO 65810-2906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039861
Date	Nov 7, 2019
Book Page	2019/039861-19
Instrument	039861-19

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE MO
Recording Date	Mar 19, 2020
Property Address	5526 S CLAY AVE, SPRINGFIELD, MO 65810-2906
Document Number	0000000973
Book / Page	2020 / 9732-20
Instrument Date	Mar 10, 2020
Instrument	9732-20
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	WACO TITLE CO SPRINGFIELD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5526 S CLAY AVE, SPRINGFIELD, MO 65810-2906

Mortgage

Document Number	0000000973
Date	Mar 19, 2020
Instrument	9733-20

Lender

Name	ASSEMBLIES OF GOD CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Greene County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Greene County
Unified School District	Springfield R-XII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,060 (-) Land $10,200 Building $42,860
2025	$2,733.00 (+1.9%)	$53,060 (+8.95%) Land $10,200 Building $42,860	$279,300 (+8.97%) Land $53,700 Building $225,600
2023	$2,682.00 (+35.52%)	$48,700 (+32.19%) Land $8,800 Building $39,900	$256,300 (+32.18%) Land $46,300 Building $210,000
2022	$1,979.00	$36,840 Land $8,800 Building $28,040
2021			$193,900 Land $46,300 Building $147,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY UTILITIES OF SPRINGFIELD serves 210,898 people · EPA ID MO5010754
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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