5526 Cherry Ln, Petoskey, MI 49770 Property Records

Emmet County property record for 5526 Cherry Ln, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Lot Size	0.375 acres (16,357 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,438 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-36-426-006`

Property Details

APN / Parcel Number

Primary APN	`13-18-36-426-006`

Exterior

Lot Area	16,357 sqft (0.375 acres)

Location & Zoning

Street Address	5526 CHERRY LN
City	PETOSKEY
State	MI
Zip	49770-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT FF
Legal Description	PLAT OF WOODDALE, LOTS 23 & 24. SECTION 36, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	36
Legal Subdivision	WOODDALE PLAT SUBDIVISION
Legal Lot Number	23-24
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	2
Census Block	2028
Census Tract	970600

Owner

Source: Emmet County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5526 CHERRY LN, PETOSKEY, MI 49770-9246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT
Feb 24, 2020	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LOANS
May 11, 2017	Warranty Deed, Transfer LELAND HOLBROOK ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020
Deed Sale	Feb 24, 2020
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	20205172482
Deed Book / Page	1219 / 539
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	1219/539
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	5526 CHERRY LN, PETOSKEY, MI 49770-9246
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5526 CHERRY LN, PETOSKEY, MI 49770-9246

Mortgage

Document Number	0000001243/0000000197
Date	Apr 14, 2022
Book Page	0000001243/0000000197
Instrument	5196169

Lender

Name	LOAN DEPOT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Feb 24, 2020
Property Address	5526 CHERRY LN, PETOSKEY, MI 49770-9246
Document Number	1219/539
Book / Page	1219 / 539
Instrument Date	Jan 31, 2020
Instrument	5172482
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5526 CHERRY LN, PETOSKEY, MI 49770-9246

Mortgage

Document Number	5172483
Date	Feb 24, 2020
Instrument	5172483

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	May 11, 2017
Property Address	5526 CHERRY LN, PETOSKEY, MI 49770-9246
Document Number	1194/0674
Book / Page	1194 / 0674
Instrument Date	Apr 14, 2017
Instrument	5147550
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	TITLE RESOURCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5526 CHERRY LN, 5526, PETOSKEY, MI 49770-9246

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4720 GOKEE RD, BOYNE FALLS, MI 49713-9302

Mortgage

Document Number	1194/0675
Date	May 11, 2017
Book Page	1194/0675
Instrument	5147551

Lender

Name	LELAND HOLBROOK ETAL
Type	Private Party
Address	4720 GOKEE RD, BOYNE FALLS, MI 49713

Agreement

Amount	Amount Recorded

Interest

Rate	6%

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,400 (+8.28%) Land $163,400	$326,800 (+8.28%) Land $326,800
2025		$150,900 (+8.02%) Land $150,900	$301,800 (+8.02%) Land $301,800
2024	$2,438.00
2023		$139,700 Land $139,700	$279,400 Land $279,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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