5525 Shell Rd, Pensacola, FL 32503 Property Records

Escambia County property record for 5525 Shell Rd, Pensacola, FL 32503

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 672 sqft · built 1970
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$122,000 (Nov 2019)
Tax Bill	$1,547 (2024)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Oct 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-1S-30-2101-005-011`

Property Details

APN / Parcel Number

Primary APN	`35-1S-30-2101-005-011`
Alternative APNs	`040101800` `40101800`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1970
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Porch	Porch
Porch Area	12 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	40101800
Old Parcel Number	040101800
Street Address	5525 SHELL RD
City	PENSACOLA
State	FL
Zip	32503-7823
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	COM
Legal Description	LTS 5 & 6 BLK 11 CRESTVIEW S/D PB 1 P 13 OR 8194 P 109 SEC 35/48 T 1S R 30W
Legal Range	30W
Legal Township	01S
Legal Section	35
Legal Subdivision	CRESTVIEW
Legal Block	11
Legal Lot Number	5-6 6
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	4
Census Block	4021
Census Tract	1201

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7708 ARBOR PT, PENSACOLA, FL 32526-4448
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2019	Warranty Deed, Transfer · Commercial Mortgage HARVESTERS FCU
Oct 21, 2019	Warranty Deed, Transfer · Line of Credit CENTENNIAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	2019097120
Deed Book / Page	8194 / 0109
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Nov 6, 2019
Property Address	5525 SHELL RD, PENSACOLA, FL 32503-7823
Document Number	0081940109
Book / Page	8194 / 0109
Map Reference	MB 1 PG 13
Instrument Date	Nov 5, 2019
Instrument	2019097120
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$854.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2172 W NINE MILE RD # 119, 2172, PENSACOLA, FL 32534-9413

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 BELLVIEW AVE, PENSACOLA, FL 32526-1204
Investor	Possibly a Property Investor

Mortgage

Document Number	0008194114
Date	Nov 6, 2019
Instrument	8194/114

Lender

Name	HARVESTERS FCU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Oct 21, 2019
Property Address	5525 SHELL RD, PENSACOLA, FL 32503-7823
Document Number	0081850143
Book / Page	008185 / 000143
Instrument Date	Oct 9, 2019
Instrument	92339
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	SURETY LAND TITLE/FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2172 W NINE MILE RD #119 PENSACOLA FL 325349413, 119, PENSACOLA, FL 32534-9413

Mortgage

Document Number	81850144
Date	Oct 21, 2019
Book Page	008185/000144
Instrument	92340

Lender

Name	CENTENNIAL BK
Type	Bank
Address	PENSACOLA, FL 32504

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 20, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,610 (+21%)	$111,336 (+5.86%) Land $12,708 Building $98,628
2024	$1,547.00 (+4.1%)
2023	$1,486.00 (+9.75%)	$85,629 (-4.21%)	$105,170 (+17.66%) Land $12,708 Building $92,462
2022	$1,354.00	$89,388	$89,388 Land $4,250 Building $85,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2002 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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