5525 Old Pollard Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 5525 Old Pollard Rd, Jay, FL 32565 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,534 sqft · built 1965
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Individual Names on File
Last Sale	$181,900 (May 2023)
Tax Bill	$1,422 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-5N-29-0000-03100-0000`

Property Details

APN / Parcel Number

Primary APN	`40-5N-29-0000-03100-0000`
Alternative APN	`N295400000031000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,534 sqft Living Area
Gross Area	2,782 sqft
1st Floor Area	1,534 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,212 sqft (0.464 acres)
Lot Dimensions	135 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	582 sqft
Carport	Carport
Carport Area	582 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	284 sqft
Deck Area	340 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5525 OLD POLLARD RD
City	JAY
State	FL
Zip	32565-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UPDATED DESCRIPTION FOR 2020 COM AT SW CORN OF LOT 8 IN SECTION 40 TOWNSHIP 5 NORTH RANGE 29 WEST TH N 110 YDS E 2110 FT TO POB CONT E 139 FT TO W R/W OF RD TH N ALONG RD 150 FT TH W 131 FT TH S 150 FT TO POB AS DES IN OR 4397 PG 1096
Legal Range	29W
Legal Township	5N
Legal Section	40
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	JAY
Census Block Group	1
Census Block	1022
Census Tract	10200

Owner

Source: Santa Rosa County records · APN 40-5N-29-0000-03100-0000

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5525 OLD POLLARD RD, JAY, FL 32565-1201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2026	Deed of Trust · Conventional Mortgage MEMBERS FIRST CREDIT UNION
Apr 01, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST FEDERAL CREDIT UNION
May 22, 2023	Warranty Deed, Transfer · USDA Mortgage UNIVERSITY BANK
Mar 13, 2020	Warranty Deed, Transfer WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Mar 13, 2020 · Amount on Record
Deed Document Number	202322505
Deed Book / Page	4397 / 1096
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 01, 2026
Property Address	5525 OLD POLLARD RD, JAY, FL 32565-1201
Document Number	0000016155
Book / Page	4726 / 1824
Instrument Date	Mar 27, 2026
Instrument	202616155
Record Updated	Apr 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5525 OLD POLLARD RD, JAY, FL 32565-1201

Mortgage

Document Number	0000016155,
Date	Apr 01, 2026
Book Page	4726/1824
Instrument	202616155

Lender

Name	MEMBERS FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 01, 2026
Property Address	5525 OLD POLLARD RD, JAY, FL 32565-1201
Document Number	0047261824
Book / Page	4726 / 1824
Instrument Date	Mar 27, 2026
Instrument	202616155
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5525 OLD POLLARD RD, JAY, FL 32565-1201

Mortgage

Document Number	0000016155,
Date	Apr 01, 2026
Book Page	4726/1824
Instrument	202616155

Lender

Name	MEMBERS FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 22, 2023
Property Address	5525 OLD POLLARD RD, JAY, FL 32565-1201
Document Number	0043971096
Book / Page	4397 / 1096
Instrument Date	May 22, 2023
Instrument	202322505
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,273.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4001 EBENEZER CHURCH RD, JAY, FL 32565-2040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5525 OLD POLLARD RD, JAY, FL 32565-1201

Mortgage

Document Number	0043971098
Date	May 22, 2023
Instrument	4397/1098

Lender

Name	UNIVERSITY BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 13, 2020
Property Address	5525 OLD POLLARD RD, JAY, FL 32565-1201
Document Number	0039281460
Book / Page	003928 / 001460
Instrument Date	Mar 13, 2020
Instrument	12437
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	WEST FLORIDA TITLE, WEST FLORIDA TITLE CO/MILTON

Transaction

Amount	Amount Recorded
Tax	$164.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4001 EBENEZER CHURCH RD JAY FL 325652040, JAY, FL 32565-2040

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,422.00 (+5.65%) Homeowner's exemption	$151,081 (+2.9%)	$152,017 (+3.54%) Land $12,350 Building $139,667
2024	$1,346.00 (-13.88%) Homeowner's exemption	$146,823 (+1.47%) Land $9,500 Building $137,323	$146,823 (+1.47%) Land $9,500 Building $137,323
2023	$1,563.00 (+23.36%)	$144,694 (+39.01%) Land $8,550 Building $136,144	$144,694 (+39.01%) Land $8,550 Building $136,144
2022	$1,267.00	$104,087	$104,087 Land $5,700 Building $98,387

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130102001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2025, river or lake flooding

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 17% of Florida
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Conexon Connect	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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