St. Joseph County property record for 5525 Cape Cod Ln, South Bend, IN 46614
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,828 sqft · built 1976 |
| Lot Size | 0.227 acres (9,900 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,487 (2024) |
| Deeds & Mortgages | Jan 2023 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 71-09-31-251-017.000-002 |
| Primary APN | 71-09-31-251-017.000-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 1,828 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,900 sqft (0.227 acres) |
| Lot Dimensions | 110 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 02310241304 |
|---|---|
| Street Address | 5525 CAPE COD LN |
| City | SOUTH BEND |
| State | IN |
| Zip | 46614-6205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 PORTAGE REALTYS SOUTHEAST ESTATES SEC 1 |
| Legal Subdivision | PORTAGE REALTYS SOUTHEAST ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | ST JOSEPH IN |
| Township / Civil Division | CENTRE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11803 |
Source: St. Joseph County records, as of March 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5525 CAPE COD LN, SOUTH BEND, IN 46614-6205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Line of Credit NOTRE DAME FCU |
| Oct 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2006 |
| Deed Sale | May 25, 2006 |
| Prior Sale | May 25, 2006 |
| Deed Document Number | 0622007 |
| Last Transfer Date | Aug 10, 2016 |
| Transfer Doc | 1621049 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 5525 CAPE COD LN, SOUTH BEND, IN 46614-6205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002300607 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 2300607 |
| Name | NOTRE DAME FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH IN |
| Property Address | 5525 CAPE COD LN, SOUTH BEND, IN 46614-6205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1926692 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 1926692 |
| Name | NOTRE DAME FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Joseph County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | St. Joseph County |
| County Subdivision | Centre Township |
| Municipality | South Bend City |
| Unified School District | South Bend Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $238,300 (+37.75%) Land $41,700 Building $196,600 | $238,300 (+37.75%) Land $41,700 Building $196,600 | |
| 2024 | $2,487.00 (+20.67%) | ||
| 2023 | $2,061.00 (+0.54%) | $173,000 (-) Land $41,700 Building $131,300 | $173,000 (-) Land $41,700 Building $131,300 |
| 2022 | $2,050.00 Homeowner's exemption | $173,000 Land $41,700 Building $131,300 | $173,000 Land $41,700 Building $131,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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