55249 Cook Dr, Callahan, FL 32011 Property Records

Nassau County property record for 55249 Cook Dr, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,798 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$3,713 (2025)
Deeds & Mortgages	May 2018 Loan Modification Dec 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`28-2N-25-0000-0005-0050`

Property Details

APN / Parcel Number

Primary APN	`28-2N-25-0000-0005-0050`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,798 sqft Living Area
Gross Area	3,317 sqft
1st Floor Area	2,133 sqft
Upper Floors Area	423 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	519 sqft
Porch	Florida Room
Porch Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	55249 COOK DR
City	CALLAHAN
State	FL
Zip	32011-5562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF NE1/4 OF SE1/4 OF SEC 28-2N-25E
Legal Range	25E
Legal Township	02N
Legal Section	28
Legal Block	50
Legal Lot Number	5
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2019
Census Tract	50506

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55249 COOK DR, CALLAHAN, FL 32011-5562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2018	Loan Modification, Mortgage FIRST FSB/FL
Dec 28, 2017	Trustee's Deed · Construction Mortgage FIRST FSB/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 26, 2017
Transfer Doc	0021471537
Record Updated	Jun 8, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	55249 COOK DR, CALLAHAN, FL 32011-5562
Document Number	0021990556
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55249 COOK DR CALLAHAN FL 32011, CALLAHAN, FL 32011

Mortgage

Document Number	0021990556
Date	May 30, 2018
Book Page	002199/000556
Instrument	16543

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Amount	Amount Recorded

Interest

Rate	5.12%

December 2017: Trustee's Deed

Document Type	Trustee's Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 28, 2017
Property Address	55249 COOK DR, CALLAHAN, FL 32011-5562
Document Number	0021661349
Book / Page	002166 / 001349
Instrument Date	Dec 26, 2017
Instrument	37726
Record Updated	Jan 5, 2018
Title Company	OSCEOLA LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55293 COOK DR CALLAHAN FL 320115562, CALLAHAN, FL 32011-5562

Mortgage

Document Number	21661349
Date	Dec 28, 2017
Book Page	002166/001349
Instrument	37726

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	384 Months
Due	Dec 27, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,713.00 (+2.77%) Homeowner's exemption	$282,245 (+5.99%)	$499,727 (+18.4%) Land $70,000 Building $429,727
2023	$3,613.00 Homeowner's exemption	$266,302	$422,060 Land $70,000 Building $352,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	2 (2012–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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